We are about to exchange buying a property in Springwell but as a consequence of wreckage from a small fire at the property I have was able negotiate reparation from the current proprietors in the sum of six thousand pounds taking the form of a reduction in the price. I had intended this to be dealt with as part of amending the contract however Santander are not allowing this. Should they have been involved?

The conveyancer being on the Santander approved list is required to advise Santander of any amendments to the sale price. If you were to refuse your conveyancer to report the reduction to Santander then they would have to discontinue acting for you. In addition, Santander and you would have to appoint a new property lawyer for your conveyancing in Springwell.

As I am unsure how the conveyancing bit works what is the most important number one tip you can impart about purchase conveyancing in Springwell?

Not many law firms shout this from the rooftops but conveyancing in Springwell and elsewhere in Tyne And Wear is often a confrontational process. In other words, when it comes to conveyancing there is an abundance of room for friction between you and others involved in the legal transfer of property. E.g., the vendor, estate agent and even potentially a mortgage company. Choosing a law firm for your conveyancing in Springwell should not be taken lightly as your conveyancer is your adviser, and is the ONLY person in the transaction whose responsibility is to protect your legal interests and to protect you.

On occasion a potential adversary will try and convince you that it is in your interests to do things their way. For instance, the estate agent may claim to be helping by suggesting your lawyer is slow. Or your financial adviser may tell you to do something that is against your solicitors advice. You should always trust your lawyer above all other parties in the home moving process.

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Springwell. My lender is Chelsea Building Society

Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 19/12/2024, the requirements read as follows :

I used Wolstenholmes a few years ago for my conveyancing in Springwell. I now require my papers however the law firm has closed. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Springwell of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Over the last few months I have been searching for a leasehold apartment up to £195,000 and found one close by in Springwell I like with amenity areas and railway links in the vicinity, the downside is that it only has 51 remaining years left on the lease. There is not much else in Springwell suitable, so just wondered if I would be making a grave error purchasing a short lease?

If you require a home loan the shortness of the lease will likely be a potential deal breaker. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of twenty four months you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.