Why do I have to pay up front for conveyancing in St Bees?

If you are buying a property in St Bees your lawyer will request that you place them with monies to cover the search fees. Ordinarily this is asked for to cover the fees of the Local Authority Search. If any down payment is as part of the purchase price then this will be needed immediately in advance of contracts are exchanged. The closing balance that is due will be payable a few days prior to the day of completion.

My apartment in St Bees is up for sale and I have a purchaser. Will the property lawyer need to be required to be on the Virgin Money conveyancing panel in order to deal with repayment of my mortgage?

Ordinarily, even if your lawyer is not on the Virgin Money conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently at the moment.

My friend advised me that where I am purchasing in St Bees I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is occasionally quoted for as part of the standard St Bees conveyancing searches. It is a large report of more than thirty pages, listing and detailing significant information about St Bees around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the St Bees Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, St Bees Education with plans and statistics, Local Amenities and other useful data regarding St Bees.

Are there restrictive covenants that are commonly picked up during conveyancing in St Bees?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in St Bees. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

If instructed can a conveyancer remove someone from the title of my home in St Bees ?

Removing or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancer