In what way does my ID and proof of funds have anything to do with my conveyancing in St Bees? Why is this being asked of me?

Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to verify the identification documents of the person or body they are dealing with prior to agreeing to accepting their conveyancing retainer. The Client Care letter that you need to sign will no doubt reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Should you refuse to supply identification documents, your solicitor will not be able to take you on as a client.

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in St Bees. My lender is Nationwide Building Society

Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 21/12/2024, the requirements read as follows :

Despite weeks of looking the Title Certificate and documents to my home can not be found. The solicitors who handled the conveyancing in St Bees 4 years ago have long since closed. Will I be able to sell the house?

Gone are the days when you need to hold title deeds to evidence that you own the land or property, as the Land Registry have everything they need in a digital format.

Are there any apps to assist me to identify a St Bees law firm on the Skipton Building Society conveyancing panel? I drive a motor bike and am happy to travel upto 25miles to meet the solicitor.

You can use the search on this website. Please select a lender and your location and you will see a number of St Bees conveyancing lawyers based on proximity. We have detailed some St Bees conveyancing firms towards the end of this page and you can contact them to check whether they are on the Skipton Building Society panel

What are your top tips when it comes to choosing a St Bees conveyancing firm to carry out our lease extension conveyancing?

If you are instructing a conveyancer for your lease extension (regardless if they are a St Bees conveyancing firm) it is most important that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggest that you talk with two or three firms including non St Bees conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be useful:

How experienced is the firm with lease extension legislation? Can they put you in touch with clients in St Bees who can give a testimonial?

Leasehold Conveyancing in St Bees - Sample of Queries before buying

Most St Bees leasehold apartments will incur a service charge for maintenance of the building invoiced on behalf of the landlord. If you purchase the property you will have to pay this contribution, normally quarterly accross the year. This may differ from two or three hundred pounds to thousands of pounds for bigger purpose-built buildings. There will also be a rentcharge for you to pay yearly, this is usually not a exorbitant sum, say about £25-£75 but you need to enquire it because on occasion it can be surprisingly expensive. How long is the Lease? What is the name of the managing agents?