Our St George lawyer has discovered an inconsistency between the surveyor’s assumptions in the home valuation survey and what is revealed within the title deeds. My lawyer says that he is obliged to ensure that the lender is happy with this discrepancy and is content to go ahead. Is my lawyer’s course or action legitimate?
Your property lawyer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
What is the best way to discover of the solicitor carrying out my conveyancing in St George is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Leeds Building Society thus spending £192.00 in another set of legal charges.
Feel free to take advantage of the find a lender approved solicitor tool on this site. Please choose the lender and type ‘St George’ or your location and you will see numerous conveyancers offices in St George or by proximity to you.
I used Wolstenholmes a few years past for my conveyancing in St George. I now require my file but cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in St George of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. St George is where the house is located. What do you suggest?
Flying freeholds in St George are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside St George you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in St George may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Do all mortgage companies provide you with an approved list of St George solicitors? How do you know who is on the mortgage company conveyancing panel?
St George law firm practices and firms carrying out conveyancing in St George themselves provide us confirmation that they are on the bank conveyancing panel as opposed to being supplied with a list from the mortgage company directly.