My Conveyancer in St Johns has never been on on the The Mortgage Works Solicitor Panel. Can I still use my prefered solicitor even though they are excluded from the The Mortgage Works list of approved lawyers?
The limited options open to you here include:
- Complete the purchase with your existing St Johns solicitors but The Mortgage Works will need to use a lawyer on their list of acceptable firms. This will result in additional overall conveyancing charges as well as result in frustration.
- Choose a new solicitor to act in the purchase, remembering to check they are on the The Mortgage Works panel
We are buying a house and the conveyancer has identified Chancel Repair to which the property may be obligated to pay because it falls into the area of such a church. She has suggested insurance. Is this really appropriate for conveyancing in St Johns
Unless a prior purchase of the house took place post 12 October 2013 you can take it that conveyancing practitioners delivering conveyancing in St Johns to remain encouraging a chancel search and or chancel repair liability policy.
Are there restrictive covenants that are commonly picked up as part of conveyancing in St Johns?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in St Johns. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in St Johns differ for new build properties?
Most buyers of new build or newly converted property in St Johns contact us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because builders in St Johns usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in St Johns or who has acted in the same development.
What type of premises does your St Johns conveyancing estimates relate to?
The quotes provided are only relevant to standard domestic premises in England & Wales. If you have any different requirements for example industrial or agricultural land or commercial conveyancing in St Johns do telephone us to consider your requirements .