We are purchasing a house and require a conveyancing solicitor in Stocksbridge who is on the Kent Reliance solicitor panel. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Kent Reliance . We don't recommend any particular firms conducting conveyancing in Stocksbridge.

I am being told by my solicitor that chancel insurance is required on my purchase. What is the level of cover for Stocksbridge conveyancing?

The appropriate level of chancel indemnity insurance should be dictated by who who your lender is. It would differ for example between Nationwide Building Society and Bank of Scotland. Conveyancing lawyers as opposed to members of the public take out such insurances.

It is not clear whether my bank requires a lease extension. I have telephoned my Stocksbridge building society branch on various occasions and was told they are content with the situation and they would lend. My Stocksbridge conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they would not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

Your property lawyer must follow the Council of Mortgage Lenders’ Handbook Part 2 conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.

My offer was accepted on an apartment in Stocksbridge on 29/10/2024, valuation was booked 3 days later, all came back fine. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to TSB and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the TSB conveyancing panel. Can the lender hold off the offer?

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.

It has been 4 months following my purchase conveyancing in Stocksbridge concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am buying a new build flat in Stocksbridge. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Stocksbridge

Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

Do I need to be concerned that estate agents that I am dealing with are suggesting a national conveyancing firm rather than a High Street Stocksbridge conveyancing company?

As with lots of service providers, often suggestions from family and friends can be worth their weight in gold. But there are numerous players in a conveyancing transaction; estate agents, mortgage brokers and lenders might all recommend solicitors to use. On occasion the lawyers might be known to one of the organisations as being good in their field, but sometimes there might be a financial incentive behind the endorsement. You are free to choose your preferred conveyancer. However, bear in mind that most mortgage providers specify a panel list of conveyancers you are obliged to use for the mortgage aspect of your house move.