I plan on purchasing property in Stretton. My lawyer is not listed on the lender approved list. Can I still use my Stretton conveyancing solicitor even though they are excluded from the mortgage company list of approved lawyers?
You must have a conveyancer to deal with the formalities when you require a mortgage to purchase your home. They will conduct all the necessary investigations on the property, make sure that you’re registered as proprietor and ensure that all the necessary mortgage paperwork is dealt with. One can appoint a Stretton property lawyer of your choosing. However, where the solicitor selected is not on the mortgage company approved list further costs will arise as separate legal representation will be need by the mortgage company. Conveyancing panel applications can be submitted, so if your conveyancer has not previously sought membership they can do so.
Are the Stretton conveyancing solicitors identified as being on the RBS conveyancing panel, together with their details provided by RBS?
Stretton conveyancing firms themselves provide us confirmation that they are on the RBS conveyancing panel as opposed to being supplied with a list from RBS directly.
Do the Building Society Association intend to launch a search tool with a view to list law firms on the Coventry BS conveyancing panel for example in Stretton?
We have not been informed any plans on the part of the BSA to develop such a search facility.
I decided to have a survey done on a house in Stretton prior to appointing solicitors. I have been told that there is a flying freehold element to the property. Our surveyor has said that some banks will refuse to give a mortgage on such a premises.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. If you contact us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Stretton. Conveyancing may be slightly more expensive based on your lender's requirements.
In my capacity as executor for the will of my aunt I am disposing of a house in Cardiff but I am based in Stretton. My solicitor (based 260 miles awayrequires that I sign a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing solicitor in Stretton who can attest and place their company stamp on the document?
Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will do regardless of whether they are based in Stretton