We have agreed to purchase a house in Sunninghill. A rare aspect is that the roof has a solar panel. TSB have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is TSB your lawyer must follow the conveyancing requirements outlined in Section two of UK Finance Lenders’ Handbook for TSB. The Council of Mortgage Lenders’ Handbook contains minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to TSB where a lease fails to comply with these provisions. The provisions relate to the installation of panels on properties countrywide and is not limited to Sunninghill.
I recently had an offer accepted on a house in Sunninghill. My financial adviser pressured me to appoint their conveyancing practitioner. I paid an on account payment of £150. A couple of days later, the property lawyer contacted me embarrassingly acknowledging that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am due to exchange contracts on my apartment. I had a double glazing fitted in October 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Lloyds are being difficult. The Sunninghill solicitor who is on the Lloyds conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Lloyds are requiring a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I need some fast conveyancing in Sunninghill as I have pressure to exchange contracts within 3 weeks. Thankfully I do not need a mortgage. Can I escape the need for conveyancing searches to save fees and time?
As you are are a mortgage free buyer you are at liberty not to have searches conducted although no solicitor would advise that you don't. Drawing on our experience of conveyancing in Sunninghill the following are instances of what can arise and adversely affect market value: Refused Planning Applications, Overdue Fees, Overdue Grants, Road Schemes,...
Are there restrictive covenants that are commonly picked up during conveyancing in Sunninghill?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Sunninghill. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Is it possible to change firm as I need to choose a firm on the The Royal Bank of Scotland conveyancing panel. I hired a high street conveyancing solicitor in Sunninghill five minutes from me but he is not approved by The Royal Bank of Scotland
We will our best to assist in finding you a conveyancing solicitor in Sunninghill on the The Royal Bank of Scotland panel. Please note that the property lawyers that we list do not pay us fee if you instruct them and are fully regulated by the SRA who regulate all conveyancing solicitors in Sunninghill. In utilising search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Sunninghill.
My husband and I are new to the buying process - agreed a price, but the property agent has warned us that the vendor will only proceed if we use the agent's chosen conveyancers as they are insisting on an ‘expedited deal’. We would rather use a high street solicitor used to conveyancing in Sunninghill
We suspect that the seller is not behind this ultimatum. If they desire ‘a quick sale', turning down a serious buyer is counter productive. Speak to the vendors direct and make the point that (a)you are serious buyers (b)you are ready to go, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)however you intend to use your preferred Sunninghill conveyancing lawyers - as opposed tothe ones that will give their estate agent a kickback or meet his conveyancing figures set by HQ.