My fiance’s dad is a property lawyer. I am hopeful that I'll be able to get mate’s fee for conveyancing, However if that does not come through, what level of fees should I be expecting for conveyancing in Swaffham?
It’s wise to get 3 or more like-for-like conveyancing quotes. Make use of our search tool on this site. The fees do contrast greatly but the service one can expect differ between solicitors as is true with the vast majority of professional services.
Can the conveyancing practitioners that you recommend perform right to buy conveyancing in Swaffham?
We have identified a number of conveyancing solicitors carrying out right to buy conveyancing matters You should e-mail us in order to get a costs illustration.
Have just purchased a probate house at auction in Swaffham. Conveyancing is necessary. What are my next steps?
Given that you have now for in every practical sense signed on the dotted line you will need to hire the services of a conveyancing solicitor soon as you will have a pending deadline in which to complete the purchase. All auction property will have a bespoke auction set of papers. This will likely include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold premises the legal pack may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to a leasehold property. You must give this to the solicitor instructed by you at the earliest opportunity. You also need to ensure that you have funds in place to complete on the date specified in the contract.
We had chosen conveyancers with offices in Swaffham on the RBS solicitor approved list. They are now charging me a further charge for handling the RBS mortgage. Is this an additional conveyancing fee set by RBS?
As unfair as it may appear, as long as it’s in their Terms and Conditions or estimate then yes your lawyer may levy a fee for this. The charge is not set by RBS but by your Swaffham property lawyer. Plenty of firms on the RBS panel will levy ’dealing with mortgage’ fee and others do not.
I have paid off my mortgage with Clydesdale. I assume I don't need a Swaffham conveyancing practitioner on the Clydesdale panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Clydesdale has sent the Land Registry the discharge electronically, and
- Clydesdale has instructed the Land Registry to do so
How does conveyancing in Swaffham differ for newly converted properties?
Most buyers of new build premises in Swaffham approach us having been asked by the builder to exchange contracts and commit to the purchase even before the property is finished. This is because new home sellers in Swaffham tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Swaffham or who has acted in the same development.
Over the last few months I have been searching for a leasehold apartment up to £245,000 and found one round the corner in Swaffham I like with a park and transport links in the vicinity, the downside is that it's only got 51 remaining years left on the lease. There is not much else in Swaffham for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you require a mortgage the shortness of the lease may be problematic. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of 2 years you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this.