My grandfather passed away six months ago and as sole heir and executor I was left the house in Tregaron. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Clydesdale, pay off the mortgage. Is this allowed?

Given you plan to re-mortgage then Clydesdale will insist on your using a conveyancer on the Clydesdale conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Clydesdale conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Clydesdale mortgage is registered as a charge at the Land Registry.

How does conveyancing in Tregaron differ for newly converted properties?

Most buyers of new build property in Tregaron approach us having been asked by the developer to exchange contracts and commit to the purchase even before the house is built. This is because new home sellers in Tregaron typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Tregaron or who has acted in the same development.

Given that I am about to part with over three hundred thousand on 3 bedroom house in Tregaron I would like to have a conversation with the conveyancer about mytransaction in advance of appointing the firm. Can this be arranged?

We could not agree more - we would be happy to talk to you we do not take any clients on without you speaking to the solicitor due to be conducting your property ownership legalities in Tregaron.There is no ‘factory style conveyancing’ - each client is an important person, not a matter reference. The practices that we put you in touch with believe that the fees you are quoted for residential conveyancing in Tregaron should be the figure that you are charged.

What advice can you give us when it comes to appointing a Tregaron conveyancing firm to carry out our lease extension conveyancing?

If you are instructing a solicitor for your lease extension (regardless if they are a Tregaron conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of conveyancing. We suggest that you talk with two or three firms including non Tregaron conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions might be helpful:

What are the legal fees for lease extension work? How many lease extensions has the firm completed in Tregaron in the last year?

Tregaron Conveyancing for Leasehold Flats - A selection of Queries before buying

Is there a share of the freehold? The best form of lease structure is if the freehold reversion is in the ownership of the leaseholders. In this scenario the leaseholders benefit from control and although a managing agent is frequently employed where it is larger than a house conversion, the managing agent is directed by the tenants. The answer will be helpful as a) areas can result in problems in the block as the communal areas may begin to deteriorate if services remain unpaid b) if the leasehold owners have a dispute with the running of the building you will wish to have all the details

I am buying a house and need a conveyancing solicitor in Tregaron who is on the bank conveyancing panel. Can you recommend a Tregaron or local Tregaron solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the mortgage company who carry out conveyancing in Tregaron. We dont recommend any particular solicitor.