As someone not used to conveyancing in Trimdon what’s your top tip you can give me for the home moving process in Trimdon
Not many law firms or advisers will tell you this but conveyancing in Trimdon and elsewhere in County Durham is often a confrontational experience. Put another way, when it comes to conveyancing there exists an abundance of room for confrontation between you and other parties involved in the ownership transfer. For instance, the vendor, estate agent and even potentially a lender. Appointing a solicitor for your conveyancing in Trimdon an important selection as your conveyancer is your adviser, and is the ONE person in the transaction whose role it is to look after your best interests and to keep you safe.
On occasion a third party with a vested interest may attempt to sway you that it is in your interests to do things their way. For instance, the estate agent may claim to be helping by claiming that your conveyancer is slow. Or your financial adviser may advise you to do something that is against your lawyers advice. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
I have an AIP. The lender mentioned the home loan came with free conveyancing. Does this mean I have to instruct their panel conveyancer as I would prefer to instruct a Trimdon based conveyancing firm?
You should check but the chances are that give you one of their panel lawyers should you accept the "fee-free" deal. Speak to the mortgage company and see if they offer you a cash alternative. In the past a few mortgage companies offered a £250 cashback as an alternative in which case you could put that amount towards your preferred conveyancing solicitor in Trimdon.
I acquired my flat on 10 August and the transaction details is yet to be on the land registry website. Should I be concerned? My conveyancing solicitor in Trimdon said it will be dealt with inside ten days. Are titles in Trimdon particularly slow to register?
As far as conveyancing in Trimdon registration is no faster or slower than the rest of England and Wales. As opposed to being determined by geographic area, timeframes can adjust depending on who lodges the application, whether it is in order and whether the Land registry need to notify any 3rd persons or bodies. As of today roughly three quarters of such applications are completed in less than three weeks but occasionally there can be protracted delays. Historically registration takes place once the buyer is living at the property so registration formalities is not usually primary concern yet where there is a degree of urgency associated with the registration then you or your lawyers must speak with the land registry and explain the circumstances.
Due to the guidance of my in-laws I had a survey completed on a house in Trimdon ahead of instructing lawyers. I have been told that there is a flying freehold element to the property. The surveyor advised that some lenders tend refuse to issue a loan on a flying freehold home.
It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. If you call us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Trimdon. Conveyancing will be smoother if you use a solicitor in Trimdon especially if they are acquainted with such properties in Trimdon.
I have been recommended by two or three local property agents in Trimdon to choose a conveyancer on your site. What’s the financial inducement for Estate Agents to offer your services ahead of alternative conveyancing organisations?
We don’t make any commission for sending work our way. We found it would be just too difficult a fee because members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.