We note that you have a search directory identifying solicitors on the Yorkshire BS conveyancing panel. Do firms pay you a commission if I appoint them for our conveyancing in Walham Green?

We are a listing service only for law firms wishing to communicate if they are on the Yorkshire BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Walham Green.

Is it the case that all Walham Green solicitors on the Santander conveyancing panel are governed by the SRA?

As solicitors, in order to be on the Santander conveyancing panel they would need to be regulated by the SRA. Many mortgage companies do list licenced conveyancers on their panel and in that case the firms would be regulated by the CLC.

I can not work out if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Walham Green building society branch on numerous occasions and was told it does not impact the mortgage offer and they will lend. My Walham Green conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they refuse to lend based on their specific requirements. Who do I believe?

As long as the property lawyer is on the lender approved list, they must follow the Council of Mortgage Lenders’ Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.

TSB have agreed my home loan in principle, my offer on a flat in Walham Green has been accepted, what happens next?

The property agent will need to be informed of your conveyancing practitioner's details (be sure the property lawyers are on the bank’s approved list). Contact TSB or the financial adviser and complete any appropriate documentation. TSB will instruct a valuer who will get in touch with the selling agent or owners to schedule a time for the valuation to take place. Once conducted (assuming no problems) it takes about a week for the mortgage offer to be issued. TSB will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Walham Green.

Should my solicitor be asking questions regarding flooding as part of the conveyancing in Walham Green.

The risk of flooding is if increasing concern for lawyers conducting conveyancing in Walham Green. There are those who buy a property in Walham Green, completely expectant that at some time, it may be flooded. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or dispose of the property. There are steps that can be taken during the course of a property purchase to forewarn the buyer.

Conveyancers are not qualified to offer advice on flood risk, however there are a various searches that can be carried out by the buyer or on a buyer’s behalf which should give them a better understanding of the risks in Walham Green. The conventional set of completed inquiry forms supplied to a buyer’s lawyer (where the Conveyancing Protocol is adopted) includes a usual question of the vendor to discover whether the property has ever been flooded. If flooding has previously occurred and is not revealed by the seller, then a buyer may issue a compensation claim as a result of such an inaccurate reply. A purchaser’s lawyers may also conduct an environmental report. This will indicate if there is a recorded flood risk. If so, additional investigations should be carried out.

I am buying a new build house in Walham Green benefiting from help to buy. The builders would not reduce the amount so I negotiated 6k of additionals instead. The house builders rep told me not disclose to my solicitor about the side-deal as it will jeopardize my loan with Chelsea Building Society. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking into buying my first house which is in Walham Green and I am already nervous. I couldn't find anything specific about Walham Green. Conveyancing will be needed in due course but do you know about the Walham Green area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Walham Green. In the meantime here are some basic statistics that we found