I am in the process of mortgaging my apartment in Wem, does my lawyer have to be on the Virgin Money Solicitor panel?

There is nothing to stop you using your solicitor, but Virgin Money will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.

We are purchasing a house and the lawyer has identified Chancel Repair for which the property could be liable because it falls into the area of such a church. She has recommended insurance. Is this strictly appropriate for conveyancing in Wem

Unless a prior acquisition of the premises completed after 12 October 2013 you can assume that solicitors handling conveyancing in Wem to remain recommending a chancel search and or insurance against a claim.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Wem?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Wem. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

About to purchase a new build flat in Wem. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Wem

Please supply a car parking plan. Please confirm the Lease plans are surveyor prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. There must be mutual enforceability of lessee’s covenants. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

I've recently found out that there is a flying freehold issue on a house I have offered on last month in what should have been a straight forward, no chain conveyancing. Wem is where the house is located. Is there any advice you can give?

Flying freeholds in Wem are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Wem you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wem may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.