Do I have to have a meeting at the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Williton so that I can pop in to their offices if necessary.

These days approved lawyers for mortgage companies carry out all of the communications via the post, internet or over phone calls. This enables them to carry out the legal work for your home move no matter where you live in England or Wales. Nevertheless you should see if you have the option of going to the offices of your conveyancing lawyer if just in case this is required.

I am purchasing a property and the conveyancer has referenced Chancel Repair for which the house may be obligated to pay because it falls into the area of such a church. He has suggested insurance. Is this really necessary for conveyancing in Williton

Unless a prior acquisition of the property completed after 12 October 2013 you could take it that conveyancing practitioners conducting conveyancing in Williton to remain recommending a chancel search and or chancel repair liability insurance.

I'm purchasing a new build house in Williton with the aid of help to buy. The developers refused to reduce the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep advised me not to tell my conveyancer about the extras as it will impact my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey carried out on a house in Williton prior to instructing conveyancers. I have been told that there is a flying freehold element to the property. The surveyor has said that some lenders tend refuse to grant a mortgage on a flying freehold premises.

It varies from the lender to lender. Santander has different requirements from Halifax. If you call us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Williton. Conveyancing may be slightly more expensive based on your lender's requirements.

I need to retain a conveyancing solicitor for my conveyancing in Williton. I have chance upon a site which looks to be the ideal solution If there is a chance to get all the legals done via phone that would be preferable. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?