The conveyancer who dealt with my previous purchase has quoted £1350 for freehold conveyancing in Wirksworth. I am hoping to sell a Victorian property for £250,000. Is this too much? Is it above the average fee for conveyancing in Wirksworth?

The estimate does seem marginally overpriced. If you are content to invest time scrutinising costs you might reduce the fees slightly by perhaps £125. On the other hand, you mightcome to rue choosing an an untested conveyancer. If is important to ensure the firm can act for your bank. You can employ our search tool to choose a Wirksworth conveyancing practice on the lender’s approved list of lawyers which can often include conveyancing solicitors in Wirksworth.

My partner and I are nearing an exchange on a flat in Wirksworth and my parents have sent the ten percent deposit to my lawyer. I am now advised that as the deposit has not come from me my conveyancing practitioner needs to make a notification to my lender. Apparently, in also acting for the mortgage company he must inform them that the balance of the purchase price is coming from anyone other than me. I informed the lender concerning my parents' contribution when I applied for the home loan, so is it really appropriate for this now to hold matters up?

Your conveyancer is legally required to check with mortgage company to ensure that they know that the balance of the purchase price is not from your own funds. The solicitor can only disclose this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.

Due to the encouragement of my in-laws I had a survey completed on a house in Wirksworth prior to appointing lawyers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some mortgage companies will refuse to grant a loan on such a house.

It depends who your proposed lender is. Santander has different instructions from Halifax. Should you wish to telephone us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Wirksworth. Conveyancing will be smoother if you use a solicitor in Wirksworth especially if they regularly deal with such properties in Wirksworth.

I work for a busy estate agent office in Wirksworth where we have experienced a number of flat sales jeopardised due to leases having less than 80 years remaining. I have received inconsistent advice from local Wirksworth conveyancing solicitors. Please can you shed some light as to whether the vendor of a flat can commence the lease extension process for the purchaser on completion of the sale?

Provided that the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the buyer can avoid having to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed prior to, or simultaneously with completion of the disposal of the property.

An alternative approach is to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

Wirksworth Leasehold Conveyancing - A selection of Questions you should ask before Purchasing

How much is the ground rent and service charge? Does the lease have in excess of 85 years unexpired? Is the freehold reversion owned collectively by the leaseholders?

I am hoping to acquire a repression flat in Wirksworth and the bank selling would like to complete inside a week. Do conveyancers meet that timeframe? Would it be better to select a local Wirksworth firm or an online conveyancer that advertises to complete quickly?

Attend your Wirksworth high street. Pop in to 3 firms and request to see a conveyancing solicitor for a quote. Discuss your needs and seek assurances on speed. Choose the firm that seems most genuine. You need to use a conveyancing practitioner on the panel of property lawyers acceptable to your mortgage company.