My son is about to exchange on a house that has just been built in Yarm On Tees with a home loan from Lloyds. His conveyancer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?

The form is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Lloyds conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Lloyds conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

I am purchasing my first flat in Yarm On Tees with a loan from Britannia. The sellers refused to budge the price so I negotiated 6k of additionals instead. The sale representative suggested that I not inform my lawyer about the deal as it will jeopardize my mortgage with Britannia. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I'm refinancing my existing home to a buy to let loan with Halifax and I will use the rest of the raised equity as a down payment on another property. The area we are interested in is Yarm On Tees. Will your lawyers be able to act for both sets of mortgage companies and tie in the conveyances?

Do use our search tool on this site to check that the lawyers are on the appropriate lender panels. On the basis that they are the conveyancer should be able to connect the two conveyancing matters but you should talk with you lawyer and make apparent your expectations and requirements.

My brother has encouraged me to instruct his conveyancing solicitors in Yarm On Tees. Should I use them?

No doubt it’s preferable to find a conveyancing solicitor is to get referrals from friends or relatives who have experience in using the solicitor you're are thinking of instructing.

I am are seeking to find an affordable conveyancing solicitor in Yarm On Tees to buy a apartment. I I am concerned about by bill escalating out of control and there's many Yarm On Tees conveyancing firms out there...who's the best?

To get quotes for your move via conveyancing firms that offers services in Yarm On Tees please use our quote tool.