My grandmother passed away 10 months ago and as sole heir and executor I was left the house in Yorkshire Dales. The house had a small mortgage left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this allowed?
Where you plan to refinance then RBS will insist on your using a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
How does conveyancing in Yorkshire Dales differ for newly converted properties?
Most buyers of new build or newly converted property in Yorkshire Dales contact us having been asked by the builder to sign contracts and commit to the purchase even before the premises is finished. This is because developers in Yorkshire Dales typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Yorkshire Dales or who has acted in the same development.
How do I locate a Yorkshire Dales law firm on the Skipton Building Society conveyancing panel? I have a car and am prepared to travel upto 25kilometers to meet the conveyancer.
Feel free to make use of the search on this page. Please pick a mortgage company and your location and you will see a number of Yorkshire Dales conveyancing lawyers based on proximity. We have detailed some Yorkshire Dales conveyancing firms at the bottom of this page and you can telephone them to verify whether they are on the Skipton Building Society approved list
In my capacity as executor for the will of my father I am selling a property in Newport but live in Yorkshire Dales. My solicitor (who is 250 kilometers awayneeds me to execute a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing lawyer in Yorkshire Dales who can attest this legal document for me?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are located in Yorkshire Dales
I am buying a house with all finances in place. My solicitor has been supplied with with 2 distinct evidence of photo identification, bank statement, multiple utility bills. Now he requires a copy from a probate lawyer acknowledging that the funds are legitimate and that it has come from inheritance and not selling fake DVD.
In today’s world you will not be able to complete any Yorkshire Dales conveyancing transaction without first providing evidence of your identity to your lawyers. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable without the other. Proof of your source of funds is required under Money Laundering Regulations.