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Ready to buy a new home? Failing to check that a lawyer is on the AccordBTL list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Accord Buy to Let Conveyancing Panel? How can my firm be reinstated onto the Accord Buy to Let Conveyancing Panel?Find an Approved Solicitor on the Accord Buy to Let Conveyancing Panel
Frequently asked questions relating to the Accord Buy to Let Conveyancing Panel
My Conveyancer is not on the Accord Buy to Let Approved Panel. Can I still use my family solicitor notwithstanding that they are not on the Accord Buy to Let panel?
You will need to have a conveyancer complete the legal work required when you take out a Accord Buy to Let mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the Accord Buy to Let conveyancing panel additional costs will be incurred as separate legal representation will be required by Accord Buy to Let. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
Our conveyancer is asking me for ID documents asserting that this forms part of his requirements as a solicitor on the Accord Buy to Let Solicitor panel. Is this right?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offense if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage with Accord Buy to Let your lawyer also has to check ID documents to satisfy Accord Buy to Let
Whilst your website is a good idea there are many lawyers listed near Hackney on the Accord Buy to Let conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the conveyancing panel for Accord Buy to Let ?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the firms listed to gain comfort as to which one is right for you..
We're in Birmingham, First timers purchasing with a mortgage (lender is Accord Buy to Let , but our solicitor is on the Accord Buy to Let conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Accord Buy to Let conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Is the case that all CQS (Conveyancing Quality Scheme) solicitors on the Accord Buy to Let conveyancing panel?
Some major banks and building societies now use the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their panels.
I am buying a property where the roof has a solar panel. Accord Buy to Let have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Accord Buy to Let your lawyer must to check the Accord Buy to Let conveyancing instructions contained in the Part of CML Handbook for Accord Buy to Let . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Accord Buy to Let where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
Accord Buy to Let have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Accord Buy to Let or your broker and complete any relevant paperwork. Accord Buy to Let will tell you what documents they want. Accord Buy to Let will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Accord Buy to Let will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.
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Transfer of Equity for Accord Buy to LetPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors