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Ready to buy a new home? Failing to check that a lawyer is on the Astra Mtgs list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the ASTRA mortgages Conveyancing Panel? How can my firm be reinstated onto the ASTRA mortgages Conveyancing Panel?Find an Approved Solicitor on the ASTRA mortgages Conveyancing Panel
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I need to swap lawyers as my lawyer is not on the ASTRA mortgages panel of conveyancing solicitors. Is it advisable to appoint a new law firm?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
My lawyer has uncovered an inconsistency between the assumptions in ASTRA mortgages’s valuation report and what is in the conveyancing documents. My lawyer has advised that as he is on the ASTRA mortgages conveyancing panel he needs to check that the bank is happy with this discrepancy and is still content to lend. Is my solicitor’s stance right?
A precondition to being on the ASTRA mortgages approved panel is to comply with the CML Handbook requirements (last updated for this lender on ASTRA mortgages) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I require the services of a ASTRA mortgages panel solicitor in Belfast. Could you help me?
It is not clear why you need a ASTRA mortgages panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to ASTRA mortgages to find out which solicitors in ASTRA mortgages are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
The solicitors that I recently instructed on my house acquisition in Newcastle has without warning shut down. I chose them because I needed a solicitor on the ASTRA mortgages conveyancing panel and my previous lawyer was not. I gave them a cheque for £150 in advance. What do I do now?
If you have an estate agent involved then inform them immediately so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the ASTRA mortgages conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to help
Is there a list of ASTRA mortgages panel solicitors on the CML Handbook Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
I have decided to exercise my right to buy my property off the council. I have a mortgage agreed with ASTRA mortgages. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with ASTRA mortgages you will need to appoint a solicitor on the ASTRA mortgages conveyancing panel.
Can I register a complaint to ASTRA mortgages about the lawyers being on the ASTRA mortgages conveyancing panel?
Complaining to ASTRA mortgages about their conveyancing panel is unlikely to yield much of a response. All solicitors and conveyancer must have a complaints procedure. You can get information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is properly dealt with by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.
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Transfer of Equity for ASTRA mortgagesPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors