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approved by AtomBank
Ready to buy a new home? Failing to check that a lawyer is on the AtomBank list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Atom Bank plc Conveyancing Panel? How can my firm be reinstated onto the Atom Bank plc Conveyancing Panel?Find an Approved Solicitor on the Atom Bank plc Conveyancing Panel
Examples of recent questions relating to the Atom Bank Solicitor Panel
I instructed a law firm to work on my remortgage six weeks ago having applied for a mortgage with Atom Bank. The firm reassured me that they are on Atom Bank conveyancing panel and provided me their panel number. Atom Bank then told me that their panel number was dormant and would need to be reactivated. What happens next? Do I instruct a different law firm currently on the approved panel for Atom Bank?
You may be very frustrated with the lawyer but if it only go take a few more days they it may be worth waiting as, depending on how far progressed you are you may end up delaying the transaction by a number of weeks if you need to replace your solicitor You may wish to enlist the help of your broker to check with the Atom Bank as to how long they think it will take to get the firm to get back on the panel.
Please help. My lawyer is assuring me that she is duty-bound to conduct a Local Authority search because the firm are on the Atom Bank conveyancing panel. Is this really necessary?
You have limited options available to you. Given that you are taking out a loan with Atom Bank your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Atom Bank’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Atom Bank. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
Do I need to pop into the offices of the Atom Bank conveyancing panel solicitor to sign the mortgage deed? If so, I will instruct a firm who offer conveyancing in Newcastle
so that I can attend their offices when needed.
Most conveyancing panel lawyers for Atom Bank undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.
We're in London, First timers purchasing with a mortgage (lender is Atom Bank , but our lawyer is on the Atom Bank conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Atom Bank conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Last month we had a mortgage agreed in principle with Atom Bank. Solicitors have been chosen? How long does it take for Atom Bank to send the offer to our conveyancer
There is no definitive answer here. Have Atom Bank done the survey? Have you advised Atom Bank as your lawyers details and checked that your lawyer is on the Atom Bank conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
My fiance and I are at the point of looking at flats and am about to put in an offer. Should I already have a conveyancer appointed at this stage? I I am planning to take a mortgage with Atom Bank
It would be sensible to have your start your search soon rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on the the estate agent. As you are getting a mortgage with Atom Bank , make sure you remember to check that your lawyer is on the Atom Bank conveyancing panel.
After shopping around on the internet I have found a solicitor having checked that they are on the Atom Bank conveyancing panel. Does my lawyer arrange the survey of the property?
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Having digested plenty of mortgage guides,I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my solicitor - who is on the Atom Bank conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Atom Bank will need an independent valuation of the property. Your lawyer will not arrange this. Usually Atom Bank will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey.
You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
or
Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Atom Bank you could contact your them to see if they have a list of approved surveyors.
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