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approved by Birmingham Midshires
Ready to buy a new home? Failing to check that a lawyer is on the Birmingham Midshires list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Birmingham Midshires Conveyancing Panel? How can my firm be reinstated onto the Birmingham Midshires Conveyancing Panel?Find an Approved Solicitor on the Birmingham Midshires Conveyancing Panel
Examples of recent questions relating to the Birmingham Midshires Conveyancing Panel
I instructed a solicitor to carry out on my house purchase 4 weeks ago having applied for a mortgage with Birmingham Midshires. The law firm assured me that they are on Birmingham Midshires conveyancing panel and provided me their panel reference. Birmingham Midshires then told me that their panel number was dormant and would need to be reactivated. What happens next? Should I appoint a new solicitor currently on the approved panel for Birmingham Midshires?
You may be very frustrated with the lawyer but if it only go take a few more days they it may be worth waiting as, depending on how far progressed you are you may end up delaying the transaction by a number of weeks if you need to replace your solicitor You may wish to enlist the help of your broker to check with the Birmingham Midshires as to the time frame to get your lawyer reinstated on the panel once again.
Our conveyancer has identified a defect with the lease for the flat we are buying. The other side have suggested title insurance as a solution. We are happy with insurance and will cover the costs. Our solicitor says that as he is on the Birmingham Midshires conveyancing panel he must ensure that the lender is happy with this solution. Who is the client here, us or Birmingham Midshires?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and Birmingham Midshires are the client. A precondition to being on the Birmingham Midshires approved panel is to comply with the CML Handbook requirements (last updated for this lender on Birmingham Midshires). The CML Handbook conditions require your lawyer to disclose issues such as defects will the lease so that Birmingham Midshires can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I am looking to buy a house and require a conveyancing solicitor in London who is on the Birmingham Midshires solicitor. Could you point me in the right direction as regards a conveyancing firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Birmingham Midshires . We don’t recommend any particular firm.
I am selling my house. Does my solicitor have to be on the Birmingham Midshires conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Birmingham Midshires conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
Last month we had a mortgage agreed in principle with Birmingham Midshires. Solicitors have been chosen? How long does it take for Birmingham Midshires to send the offer to our conveyancer
There is no definitive answer here. Have Birmingham Midshires completed the survey? Have you advised Birmingham Midshires as your lawyers details and checked that your lawyer is on the Birmingham Midshires conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
Can I register a complaint to Birmingham Midshires about the lawyers being on the Birmingham Midshires conveyancing panel?
There is little point in complaining directly to Birmingham Midshires. Every solicitor firm and conveyancer must have a complaints procedure. You can get information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is properly dealt with by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.
I am due to exchange contracts on my flat. I had a double glazing fitted in month 6 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Birmingham Midshires are being difficult. The solicitor who is on the Birmingham Midshires conveyancing panel is saying indemnity insurance will be fine but Birmingham Midshires are requiring a building regulation certificate. Why do Birmingham Midshires have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Birmingham Midshires have referred the matter to their valuer. The reason why Birmingham Midshires may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
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Transfer of Equity for Birmingham MidshiresPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors