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approved by Darlington Building Society
Ready to buy a new home? Failing to check that a lawyer is on the Darlington Building Society list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the Darlington Building Society Conveyancing Panel? How can my firm be reinstated onto the Darlington Building Society Conveyancing Panel?Find an Approved Solicitor on the Darlington Building Society Conveyancing Panel
Examples of recent questions relating to the Darlington Building Society Conveyancing Panel
On what basis could a law firm be removed from the Darlington Building Society approved conveyancing panel?
According to a recent survey report by the solicitors regulator three quarters of law firms had been excluded from a lender panel. The top reasons in order are :
- Low volume of transactions
- the lawyer is a sole practitioner
- as part of the HSBC panel reduction
- regulatory contact by SRA
- accidental removal. We are not aware of the specific or common criteria for removal by Darlington Building Society
We are getting closer to an exchange and my parents having sent the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to make a notification to my lender Darlington Building Society. I am advised that, being on the Darlington Building Society conveyancing panel and acting on their behalf he must inform Darlington Building Society if the balance of the mortgage advance is coming from anyone other than me. I disclosed to the bank about my parent’s contribution when I applied for the mortgage so is it really necessary for this now to be an issue?
Your lawyer is obliged to check with Darlington Building Society to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Darlington Building Society if you agree, failing which, your lawyer must cease to continue acting.
Whilst your website is a good idea there are many lawyers listed near London on the Darlington Building Society conveyancing panel. Can you recommend a specific firm on the conveyancing panel for Darlington Building Society ?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
I am considering applying for a Darlington Building Society mortgage for purchase of a newly converted (under development) with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Darlington Building Society?
In theory, you could use a solicitor that is not on Darlington Building Society conveyancing panel, but Darlington Building Society would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
Is it the case that all conveyancing solicitors on the Darlington Building Society conveyancing panel work on a no sale no fee basis?
There is generally no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their package
I was told three weeks ago that my mortgage has been agreed
to by Darlington Building Society. Is it usual for Darlington Building Society to only issue the offer once my
solicitor is approved on their conveyancing panel?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Darlington Building Society to deal with your lawyers application to be on the Darlington Building Society conveyancing panel. There's no guarantee that your solicitors will be accepted.
After shopping around on the internet I have found a solicitor having made sure that they are on the Darlington Building Society conveyancing panel. Does my lawyer arrange the survey of the property?
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Having digested plenty of mortgage guides,I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my solicitor - who is on the Darlington Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Darlington Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Darlington Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey.
You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
or
Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Darlington Building Society you could contact your them to see if they have a list of approved surveyors.