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approved by Darlington Building Society
Ready to buy a new home? Failing to check that a lawyer is on the Darlington Building Society list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Darlington Building Society Conveyancing Panel? How can my firm be reinstated onto the Darlington Building Society Conveyancing Panel?Find an Approved Solicitor on the Darlington Building Society Conveyancing Panel
Frequently asked questions relating to the Darlington Building Society Solicitor Panel
I am expecting a mortgage offer from Darlington Building Society. I hope to instruct a Licensed Conveyancer. Does the Darlington Building Society Solicitor panel allow for Licensed Conveyancers
Darlington Building Society’s approved solicitor list is, like many other lenders associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My partner and I changing mortgage lender for our flat with Darlington Building Society. We have a son 19 who lives with us. The solicitor on the Darlington Building Society conveyancing panel has asked us to disclose any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the flat is forfeited by the lender. I have two questions (1) Is this document specific to the Darlington Building Society conveyancing panel as he did not need to sign this form when we bought 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Darlington Building Society conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Darlington Building Society .This is solely used to protect the Darlington Building Society if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.
It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Darlington Building Society had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I need to find a Darlington Building Society panel solicitor in Belfast. Can you assist?
It is not clear why you need a Darlington Building Society panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Darlington Building Society to find out which solicitors in Darlington Building Society are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
My house is up for sale and I have a buyer. Does my solicitor have to be on the Darlington Building Society conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Darlington Building Society conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
Last month we had a mortgage agreed in principle with Darlington Building Society. Solicitors have been instructed? What is the average time that one could expect to receive a mortgage offer from Darlington Building Society?
Some lenders take longer than others. Have Darlington Building Society completed the valuation? Have you advised Darlington Building Society as your lawyers details and checked that your lawyer is on the Darlington Building Society conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
After shopping around on the internet I have found a solicitor having checked that they are on the Darlington Building Society conveyancing panel. Does my lawyer arrange the survey of the property?
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Having digested plenty of house buying,I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my solicitor - who is on the Darlington Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Darlington Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Darlington Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey.
You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
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Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Darlington Building Society you could contact your them to see if they have a list of approved surveyors.
My ex -wife’s name is on the Darlington Building Society mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Darlington Building Society mortgage in order to sell?
In terms of the Darlington Building Society mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Darlington Building Society in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.