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Ready to buy a new home? Failing to check that a lawyer is on the GenH list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Gen H Conveyancing Panel? How can my firm be reinstated onto the Gen H Conveyancing Panel?Find an Approved Solicitor on the Gen H Conveyancing Panel
Q and A’s regarding the Gen H Solicitor Panel
My IFA has asked me for my solicitor’s panel reference for the Gen H conveyancing panel. What is the best way to find this out. I have tried my local Gen H office but they have not got back to me yet.
Have you tried speaking to your lawyer about this?. A law firm is likely to keep a file or database of lender panel information which would include, if applicable their conveyancing panel details for Gen H.
Much to my surprise my conveyancer has informed me that he requires identification documents stating that this forms part of his obligations as a solicitor on the Gen H Conveyancing panel. Can this be correct?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offense if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage with Gen H your lawyer also has to check ID documents to satisfy Gen H
Do all the licensed conveyancers and solicitor practices listed on your directory have online case tracking as I was under the impression that this was a precondition of being on the Gen H conveyancing panel?
The Council of Mortgage Lenders or BSA do not require online case tracking. Some law firms operate such technology and some don't.
We're in Wales, First time buyers buying with a mortgage (lender is Gen H , but our solicitor is on the Gen H conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Gen H conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
I am buying a property where the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Gen H be concerned
Given that your lender is Gen H your lawyer must to check the Gen H conveyancing instructions contained in the Part of CML Handbook for Gen H . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Gen H where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
Hi, thinking about buying a house off my mate. Once we agree a price, what’s the best way to move forward? I hope to get a mortgage with Gen H. Is there anyway to cut out the solicitors to save us both money? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with Gen H involved you will need to appoint a solicitor on the Gen H conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Gen H. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Gen H conveyancing panel.
I have instructed a lawyer having checked that they are on the Gen H conveyancing panel. Does my lawyer arrange the survey of the property?
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Having read lots of house buying,I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my solicitor - who is on the Gen H conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Gen H will need an independent valuation of the property. Your lawyer will not arrange this. Usually Gen H will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey.
You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
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Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Gen H you could contact your them to see if they have a list of approved surveyors.
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