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approved by Habito
Ready to buy a new home? Failing to check that a lawyer is on the Habito list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the Habito Conveyancing Panel? How can my firm be reinstated onto the Habito Conveyancing Panel?Find an Approved Solicitor on the Habito Conveyancing Panel
FAQs for the Habito Solicitor Panel
My financial adviser has informed me that I have to pay Habito fees should I instruct my family lawyer. How good are the Habito conveyancing panel solicitors? I'm happy to use any solicitor in the country TBH as long as they're good and reasonably priced. Are there any Habito conveyancers you'd recommend?
Habito’s conveyancing panel is pretty large so your best bet is just to check with the firms you are getting quotes from that they are on the panel. You can search by postcode on the search tool on this site to find solicitors that Habito will allow to act for them.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Habito will not agree to this. Why was Habito even consulted?
Your lawyer being on the Habito conveyancing panel is duty bound to inform Habito of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Habito then they would have to discontinue acting for you and Habito.
What tools are available to find a local solicitor on the Habito conveyancing panel? I have a car and am prepared to travel up to 10 miles to meet the lawyer.
You can use the find a conveyancing panel search on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Habito solicitor panel.
My house is up for sale and I have a buyer. Does my solicitor have to be on the Habito conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Habito conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
We were going to get a DIP from Habito this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the Habito recommend a solicitor on the Habito conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the Habito conveyancing panel. The solicitor represents both you and the Habito through the process.
My existing mortgage is with Habito. My godfather retired last week and wants to pay off my mortgage. After Habito is paid, I want to transfer the property to my mother's name; How long does the process take? Do we need two separate solicitors on the Habito conveyancing panel? I do not intend to live at the property once the Habito mortgage is discharged.
Although you do need to retain the services of a lawyer they dont
need to be on the Habito panel.
You will need a solicitor to draw up the transfer and
to deal with the Land Registry formalities. The only thing you need to
consider is that by selling at an undervalue so ask your lawyer about
the implications. There could be an inheritance tax issue if you die
within 7 years of this. There's no capital gains tax for you as it is
your main residence.
My offer on house has been accepted, the seller does however have a dependent purchase. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties booked. My conveyancing solicitor has been instructed. What do I do now? At what point should I appy for the mortgage with Habito?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the Habito conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with Habito and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.
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Transfer of Equity for HabitoPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors