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approved by Handelsbanken
Ready to buy a new home? Failing to check that a lawyer is on the Handelsbanken list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the Handelsbanken Conveyancing Panel? How can my firm be reinstated onto the Handelsbanken Conveyancing Panel?Find an Approved Solicitor on the Handelsbanken Conveyancing Panel
Common questions asked concerning the Handelsbanken Conveyancing Panel
I am obtaining a mortgage with Handelsbanken. I hope to employ the services of a Licensed Conveyancer. Does the Handelsbanken Conveyancing panel allow for Licensed Conveyancers
Handelsbanken’s approved solicitor list is, like many other lenders represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Handelsbanken will not agree to this. Why was Handelsbanken even consulted?
Your lawyer being on the Handelsbanken conveyancing panel is duty bound to inform Handelsbanken of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Handelsbanken then they would have to discontinue acting for you and Handelsbanken.
How up to date is your search tool for the Handelsbanken conveyancing panel? Do Handelsbanken send you an updated list?
The firms themselves provide us confirmation that they are on the Handelsbanken conveyancing panel as opposed to being supplied with a list from Handelsbanken directly.
I am refinancing my property does my lawyer have to be on the Handelsbanken Solicitor panel?
There is nothing to stop you using your solicitor but Handelsbanken will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
I had instructed online solicitors based in Bristol who are on the Handelsbanken solicitor panel. They are now charging me a separate fee of £175 for dealing with the Handelsbanken mortgage. Is this a supplemental conveyancing fee specified by Handelsbanken?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Handelsbanken but by your lawyers. Some firms on the Handelsbanken will charge an ‘acting for lender’ fee and others do not.
Is it common for Handelsbanken to withdraw a mortgage offer and what would be the reasoning?
Banks and Building Societies such as Handelsbanken can revoke their mortgage offer although this is unusual. should Handelsbanken withdraw their offer they may or may not inform you or the lawyer as to the reasons why. There are many potential reasons but here are a number of examples:
- Where information comes to Handelsbanken ‘s attention regarding the customers or the security that they were not aware of prior to offer that affects their original decision to lend
- If the financial circumstances of the borrower have changed to the detriment and the Handelsbanken has been notified
- Situations where information provided by the borrower that enabled the lender to make a lending decision is fraudulent, incorrect or misleading.
- Where the purchase price and borrowers direct contribution differ to details on the mortgage application form completed by the borrower
- Where the lender has to take account a recent change in taxation
I was told two weeks ago that my mortgage has been agreed
to by Handelsbanken. Is it usual for Handelsbanken to only issue the offer once my
solicitor is approved on their conveyancing panel?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Handelsbanken to deal with your lawyers application to be on the Handelsbanken conveyancing panel. There's no guarantee that your solicitors will be accepted.
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Transfer of Equity for HandelsbankenPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors