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approved by Hanley Economic Building Society
Ready to buy a new home? Failing to check that a lawyer is on the Hanley Economic Building Society list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Hanley Economic Building Society Conveyancing Panel? How can my firm be reinstated onto the Hanley Economic Building Society Conveyancing Panel?Find an Approved Solicitor on the Hanley Economic Building Society Conveyancing Panel
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I am expecting a mortgage offer from Hanley Economic Building Society. I hope to enlist the help of a Licensed Conveyancer. Does the Hanley Economic Building Society Solicitor panel allow for conveyancers regulated by the CLC
Hanley Economic Building Society’s approved solicitor list is, like many other lenders associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
My lawyer has spotted a difference between the surveyor’s assumptions in Hanley Economic Building Society’s home valuation survey and what is revealed within the conveyancing documents. My solicitor has advised that as he is on the Hanley Economic Building Society conveyancing panel he is obliged to check that the lender is with this discrepancy and is content go ahead. Is my solicitor’s course or action correct?
A precondition to being on the Hanley Economic Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on Hanley Economic Building Society) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Is it necessary during the course of the conveyancing process to visit the offices of the Hanley Economic Building Society conveyancing panel solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Manchester
so that I can attend their offices if required.
Whereas this was necessary ten years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Manchester
.
I would like to get my former partner taken off the mortgage deeds. Can Hanley Economic Building Society really tell me which solicitor I can or can not use?
You can use any solicitor you like but Hanley Economic Building Society then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Hanley Economic Building Society solicitors panel
Is the case that all CQS (Conveyancing Quality Scheme) solicitors on the Hanley Economic Building Society conveyancing panel?
It is true that some lenders now use CQS as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of firms.
I was thinking of purchasing my friend’s property. Once we agree a price, what’s the best way to proceed? I plan to obtain a mortgage with Hanley Economic Building Society. Is it possible to avoid using solicitors to save us both money? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with Hanley Economic Building Society involved you will need to appoint a solicitor on the Hanley Economic Building Society conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Hanley Economic Building Society. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Hanley Economic Building Society conveyancing panel.
I had an offer accepted on a property on the 20th March 2014, valuation was booked 3 days later, all came back fine. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Hanley Economic Building Society and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the Hanley Economic Building Society conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Hanley Economic Building Society to deal with your lawyers application to be on the Hanley Economic Building Society conveyancing panel. There's no guarantee that your solicitors will be accepted.