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approved by Kent Reliance
Ready to buy a new home? Failing to check that a lawyer is on the Kent Reliance list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the Kent Reliance (a trading name of OneSavings Bank plc) Conveyancing Panel? How can my firm be reinstated onto the Kent Reliance (a trading name of OneSavings Bank plc) Conveyancing Panel?Find an Approved Solicitor on the Kent Reliance (a trading name of OneSavings Bank plc) Conveyancing Panel
FAQs for the Kent Reliance Conveyancing Panel
I am getting a mortgage offer from Kent Reliance. I hope to employ the services of a Licensed Conveyancer. Does the Kent Reliance Solicitor panel allow for conveyancers regulated by the CLC
Kent Reliance’s approved solicitor list is, like many other lenders associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I do hope you can help me. My solicitor is advising me that she is duty-bound to conduct a Local Authority search because the firm are on the Kent Reliance approved lawyer panel. Is this really necessary?
Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with Kent Reliance your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Kent Reliance’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Kent Reliance. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
How up to date is your search tool for the Kent Reliance conveyancing panel? Do Kent Reliance send you an updated list?
The law firm practices themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.
I am remortgaging my home does my lawyer need to be on the Kent Reliance Solicitor panel?
There is nothing to stop you using your solicitor but Kent Reliance will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
When it comes to lenders such as Kent Reliance do lawyers have to be pay a fee to be on the list of approved solicitors?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
Do the majority of banks operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Kent Reliance conveyancing panel requirements are different to Kent Reliance’s conveyancing panel criteria.
In what circumstances might Kent Reliance amend or withdraw their mortgage offer?
Lenders such as Kent Reliance can withdraw their mortgage offer although this is unusual. If Kent Reliance withdraw their offer they may or may not inform you or the lawyer as to their reasoning. There are many potential reasons but here are 5 examples:
- Kent Reliance may amend or withdraw an offer if the Kent Reliance conveyancing panel solicitor is unable to confirm compliance with any of the conditions of the mortgage offer or if any of the terms of the mortgage offer cannot be satisfied
- Following advice from the property assessor on their lender panel or If the lender has doubts about the effectiveness of the valuation as a result of subsequent events or information received post valuation but pre completion
- Where the Lender’s right to possession is fettered in some way
- If the lender reasonably suspects that the applicant, borrower, mortgagor or guarantor is involved in any criminal or fraudulent activity, including trading in illegal drugs or other substances, theft, robbery, deception or other serious offences, or if the applicant borrower, mortgagor or guarantor has a conviction for any serious criminal offence, including theft, deception, fraud, robbery or trade in illegal drugs or other substances;
- If the solicitor on the Kent Reliance conveyancing panel acting for the applicant, borrower, mortgagor or guarantor cannot comply with Kent Reliance ‘s instructions
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Transfer of Equity for Kent ReliancePlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors