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Ready to buy a new home? Failing to check that a lawyer is on the keystonePropertyFinance list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Keystone Property Finance Conveyancing Panel? How can my firm be reinstated onto the Keystone Property Finance Conveyancing Panel?Find an Approved Solicitor on the Keystone Property Finance Conveyancing Panel
Common questions asked concerning the Keystone Property Finance Conveyancing Panel
How easy is it to change a solicitor as I need to find one who is on the Keystone Property Finance conveyancing panel. Is it practical to instruct different lawyers?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
Our conveyancer has discovered a defect with the lease for the flat we are buying. The other side have suggested defective title insurance as a solution. We are content with insurance and will cover the costs. Our lawyer has advised that as he is on the Keystone Property Finance conveyancing panel he must be satisfied that the lender is happy with this solution. Are we the client or is Keystone Property Finance?
Just because you have a mortgage offer from Keystone Property Finance does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the CML Handbook Requirements. You and Keystone Property Finance are the client. These conveyancing instructions have to be complied with by the Keystone Property Finance conveyancing panel who has to balance acting for you and Keystone Property Finance
How do I search for a local solicitor on the Keystone Property Finance conveyancing panel? I have a car and am prepared to travel up to 25 miles to meet the solicitor.
You can use the find a conveyancing panel search on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Keystone Property Finance solicitor panel.
My lawyers in Birmingham have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with Keystone Property Finance. Is it case that being on the Keystone Property Finance conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Keystone Property Finance Conveyancing Panel Terms. It might be worth you contacting Keystone Property Finance directly.
Is it the case that all conveyancing lawyers on the Keystone Property Finance conveyancing panel work on a no move no charge basis?
There is generally no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their service
I previously instructed online solicitors located in Manchester who are on the Keystone Property Finance solicitor panel. They have just invoiced me a separate fee of £195 for the legal aspects of the Keystone Property Finance mortgage. Is this a supplemental conveyancing fee specified by Keystone Property Finance?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Keystone Property Finance but by your lawyers. Some firms on the Keystone Property Finance will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
Intending to buy a flat with a mortgage with Keystone Property Finance. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Keystone Property Finance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Keystone Property Finance conveyancing panel