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approved by Manchester Building Society
Ready to buy a new home? Failing to check that a lawyer is on the Manchester Building Society list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Manchester Building Society Conveyancing Panel? How can my firm be reinstated onto the Manchester Building Society Conveyancing Panel?Find an Approved Solicitor on the Manchester Building Society Conveyancing Panel
Q and A’s regarding the Manchester Building Society Conveyancing Panel
I appointed a law firm to carry out on my remortgage six weeks ago having applied for a mortgage with Manchester Building Society. The law firm assured me that they are on Manchester Building Society conveyancing panel and provided me their panel reference. Manchester Building Society then called me to say that their panel number was dormant and would need to be reactivated. What do I do from here? Should I appoint a new solicitor currently on the conveyancing panel for Manchester Building Society?
You may be very frustrated with the lawyer but if it only go take a few more days they it may be worth waiting as, depending on how far progressed you are you may end up delaying the transaction by a number of weeks if you need to replace your solicitor You may wish to enlist the help of your broker to check with the Manchester Building Society as to the time frame to get your lawyer reinstated on the panel once again.
Much to my surprise my property lawyer has requested from me personal identification documents saying that this forms part of his legal duty as a conveyancer on the Manchester Building Society Conveyancing panel. Can this be correct?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offense if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage with Manchester Building Society your lawyer also has to check ID documents to satisfy Manchester Building Society
Do all the firms listed on your search have online case tracking as I understood that this was a condition of being on the Manchester Building Society solicitor panel?
No. There is no CML Part 2 or Building Society Association requirement relating to online case tracking. Some law firms operate such technology and some don't.
I am buying a garden flat and getting a mortgage with Manchester Building Society. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Manchester Building Society conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Manchester Building Society conveyancing panel in your location.
I previously instructed online solicitors based in Bristol who are on the Manchester Building Society solicitor panel. They are now charging me a separate fee of £135 for the legal aspects of the Manchester Building Society mortgage. Is this an additional conveyancing fee specified by Manchester Building Society?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Manchester Building Society but by your lawyers. Some firms on the Manchester Building Society will charge an ‘acting for lender’ fee and others do not.
How can we tell if a solicitor on the Manchester Building Society panel is any good?
obtaining recommendations is a sensible start. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer conducting your transaction
I'm spending time looking at houses and now considering a potential offer. Is it premature to have a solicitor in place? I intend to finance via a mortgage with Manchester Building Society
It would be sensible to have your start your search soon rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with Manchester Building Society , make sure you remember to check that your lawyer is on the Manchester Building Society conveyancing panel.