Find an Approved Solicitor on the National Westminster Bank plc
Conveyancing Panel
Q and A’s regarding the National Westminster Bank Conveyancing Panel
I have been advised by my broker that I have to pay National Westminster Bank fees should I instruct my family lawyer. How efficient are the National Westminster Bank conveyancing panel solicitors? I'm happy to use any solicitor in the country TBH as long as they're good and not exorbitantly priced. Would you recommend a specific law firm on the National Westminster Bank panel?
National Westminster Bank’s conveyancing panel is pretty large so it would be advisable to check with the firms you are getting quotes from that they are on the panel. You can search by postcode on the search tool on this site to find solicitors that National Westminster Bank will allow to act for them.
My wife and I intend to remortgage our penthouse with National Westminster Bank. We have a son approaching twenty who lives with us. The solicitor on the National Westminster Bank conveyancing panel has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the property is repossessed. I have a couple of concerns (1) Is this document specific to the National Westminster Bank conveyancing panel as he did not need to sign this form when we bought 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to National Westminster Bank .This is solely used to protect the National Westminster Bank if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.
It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of National Westminster Bank had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I am planning to acquire a property and require a conveyancing solicitor in who is on the National Westminster Bank approved. Can you recommend a local solicitor?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for National Westminster Bank . We don’t recommend any particular firm.
We're in Wales, First timers buying with a mortgage (lender is National Westminster Bank , but our lawyer is on the National Westminster Bank conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the National Westminster Bank conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Is the case that all CQS (Conveyancing Quality Scheme) solicitors on the National Westminster Bank conveyancing panel?
A selection of lenders now use the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.
I have not been happy with the level or service received from my lawyer. Is there a National Westminster Bank conveyancing panel complaints department or do I complain directly to the law firm?
There is little point in complaining directly to National Westminster Bank. Every solicitor firm and conveyancer must have a complaints procedure. Usually one can find this information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is properly dealt with by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.
It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date . I have called National Westminster Bank on numerous occasions and told it wasn't a problem and they would lend. My solicitor - who is on the National Westminster Bank conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. I simply dont know who is right
As long as the conveyancer is on the National Westminster Bank panel she or he must comply with the CML Handbook requirements for National Westminster Bank. Unless your lawyer obtains specific confirmation in writing that National Westminster Bank will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask National Westminster Bank to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.