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How does my firm apply to be on the Norwich and Peterborough Building Society Conveyancing Panel? How can my firm be reinstated onto the Norwich and Peterborough Building Society Conveyancing Panel?Find an Approved Solicitor on the Norwich and Peterborough Building Society Conveyancing Panel
Frequently asked questions relating to the Norwich and Peterborough Building Society Conveyancing Panel
I appointed a solicitor to work on my purchase three weeks ago having applied for a mortgage with Norwich and Peterborough Building Society. The firm confirmed to me that they are on Norwich and Peterborough Building Society conveyancing panel and provided me their panel reference. Norwich and Peterborough Building Society then ,via my broker advised that their panel number was dormant and would need to be reactivated. What do I do from here? Should I appoint a new solicitor currently on the conveyancing panel for Norwich and Peterborough Building Society?
You may be very frustrated with the lawyer but if it only go take a few more days they it may be worth waiting as, depending on how far progressed you are you may end up delaying the transaction by a number of weeks if you need to replace your solicitor You may wish to enlist the help of your broker to check with the Norwich and Peterborough Building Society as to how long they think it will take to get the firm to get back on the panel.
My fiance and I intend to remortgage our flat with Norwich and Peterborough Building Society. We have a son 18 who lives with us. The solicitor on the Norwich and Peterborough Building Society conveyancing panel has asked us to disclose any adults other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the apartment is repossessed. I have a couple of concerns (1) Is this document specific to the Norwich and Peterborough Building Society conveyancing panel as he did not need to sign this form when we bought 4 years ago (2) Does our son by signing this giving up his rights to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Norwich and Peterborough Building Society .This is solely used to protect the Norwich and Peterborough Building Society if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.
It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Norwich and Peterborough Building Society had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Do I have to attend the offices of the Norwich and Peterborough Building Society conveyancing panel solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Bristol
so that I can attend their offices when needed.
As opposed to 12 years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Bristol
.
My conveyancers in Manchester have advised me that no longer have my conveyancing file. At the time of my purchase I took out a mortgage with Norwich and Peterborough Building Society. Is it case that being on the Norwich and Peterborough Building Society conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Norwich and Peterborough Building Society Conveyancing Panel Terms. It might be worth you contacting Norwich and Peterborough Building Society directly.
I am currently in the process of buying my council flat. I have a mortgage agreed with Norwich and Peterborough Building Society. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Norwich and Peterborough Building Society you will need to appoint a solicitor on the Norwich and Peterborough Building Society conveyancing panel.
Completion of my purchase has taken place with a mortgage from Norwich and Peterborough Building Society. Conveyancing was of an acceptable standard but I would like to complain about Norwich and Peterborough Building Society. How does one go about formally complaining?
All lenders have complaints procedures. Your first port of call should be one of the Norwich and Peterborough Building Society branches or the Customer Services Team at Norwich and Peterborough Building Society head office. Ordinarily complaints to Norwich and Peterborough Building Society are resolved effectively and efficiently. However if you are not satisfied that the matter is resolved you can write to the
Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
My brother and I are taking a long lease of a garden flat in Hendon. Conveyancing solicitors in Hendon are preferred to beappointed. My motherrecommended that we check that the conveyancing practitioner in Hendon is on the Norwich and Peterborough Building Society panel. Is this right?
A limited percentage of Hendon conveyancing practices are on the Norwich and Peterborough Building Society conveyancing panel. 7 people a month use our search tool to find a Hendon conveyancing solicitor on the on the Norwich and Peterborough Building Society panel.