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approved by PepperMoney
Ready to buy a new home? Failing to check that a lawyer is on the PepperMoney list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the Pepper Money Conveyancing Panel? How can my firm be reinstated onto the Pepper Money Conveyancing Panel?Find an Approved Solicitor on the Pepper Money Conveyancing Panel
FAQs for the Pepper Money Conveyancing Panel
My lawyer has never been on on the Pepper Money Solicitor Panel. Can I still use my family solicitor even though they are excluded from the Pepper Money list of approved lawyers?
You have a number of options available to you here:
- Complete the purchase with your preferred solicitors but Pepper Money will need to instruct a lawyer on the Pepper Money conveyancing panel. This will result in additional cost and potential delay.
- Get a new solicitor to act in the purchase, obviously checking they are on the Pepper Money conveyancing panel.
- Convince your lawyer to do everything within their powers to join the Pepper Money conveyancing panel
Please help. My solicitor is advising me that he is legally obliged to order a Local Authority search stemming from the fact that the firm are on the Pepper Money solicitor panel. Is this really necessary?
You have limited options available to you. As you are taking a mortgage with Pepper Money your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Pepper Money’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Pepper Money. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
I note that you have a post code search directory listing solicitors on the Pepper Money conveyancing panel. Do firms pay you a commission if I appoint them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the Pepper Money conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
We're in Birmingham, First time buyers buying with a mortgage (lender is Pepper Money , but our lawyer is on the Pepper Money conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Pepper Money conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
I previously instructed online conveyancers based in Birmingham who are on the Pepper Money solicitor panel. They are now charging me a separate fee of £135 for dealing with the Pepper Money mortgage. Is this an additional conveyancing fee specified by Pepper Money?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Pepper Money but by your lawyers. Some firms on the Pepper Money will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
Can I be sure that the solicitor on the Pepper Money panel is any good?
obtaining recommendations is a good starting point. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor conducting your conveyancing
I have a mortgage with Pepper Money. My godfather retired last week and wants to pay off my mortgage. After Pepper Money is paid, I want to transfer the property to my mother's name; How long will it roughly take? Do we need two separate solicitors on the Pepper Money conveyancing panel? I do not intend to live at the property once the Pepper Money mortgage is discharged.
Although you do need to retain the services of a lawyer they dont
need to be on the Pepper Money panel.
You will need a solicitor to draw up the transfer and
to deal with the Land Registry formalities. The only thing you need to
consider is that by selling at an undervalue so ask your lawyer about
the implications. There could be an inheritance tax issue if you die
within 7 years of this. There's no capital gains tax for you as it is
your main residence.
Other Topics
Transfer of Equity for Pepper MoneyPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors