Find a Law Firm
approved by RBS

Ready to buy a new home? Failing to check that a lawyer is on the RBS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the The Royal Bank of Scotland plc Conveyancing Panel

Frequently asked questions relating to the Royal Bank of Scotland Conveyancing Panel

I am getting a offer of a mortgage from Royal Bank of Scotland. my intention is to employ the services of a Licensed Conveyancer. Does the Royal Bank of Scotland Conveyancing panel exclude Licensed Conveyancers
Royal Bank of Scotland’s approved solicitor list is, like many other lenders associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
We are nearing an exchange and my parents having transferred the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to disclose this to my lender Royal Bank of Scotland. I am advised that, being on the Royal Bank of Scotland conveyancing panel and acting on their behalf he must inform Royal Bank of Scotland if the balance of the mortgage advance is not just from me. I disclosed to the bank about my parent’s contribution when I applied for the mortgage so is it really necessary for this now to be an issue?
Your lawyer is obliged to check with Royal Bank of Scotland to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Royal Bank of Scotland if you agree, failing which, your lawyer must cease to continue acting.
Do banks and building societies provide you with an approved list of solicitors? How do you know who is on the Royal Bank of Scotland conveyancing panel?
The firms themselves provide us confirmation that they are on the Royal Bank of Scotland conveyancing panel as opposed to being supplied with a list from Royal Bank of Scotland directly.
What happens if my solicitor is expelled from the Royal Bank of Scotland Conveyancing panel prior to the completion date?
The first thing to point out is that, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have ti instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by the regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
My wife and I have arranged a further advance on our mortgage from Royal Bank of Scotland as we wish to carry out a loft conversion to our home. Do we need to appoint a solicitor on the Royal Bank of Scotland conveyancing panel to deal with the paperwork?
Royal Bank of Scotland would not normally instruct firms on their approved list of lawyers to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Royal Bank of Scotland list
Two weeks ago we had a mortgage agreed in principle with Royal Bank of Scotland. Solicitors have been appointed? How long does it take for Royal Bank of Scotland to send the offer to our conveyancer
There is no definitive answer here. Have Royal Bank of Scotland completed the survey? Have you advised Royal Bank of Scotland as your lawyers details and checked that your lawyer is on the Royal Bank of Scotland conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
My fiance and I are in the process of viewing flats and am about to put in an offer. Is it best to have a conveyancer on ‘stand by’? I intend to finance via a home loan with Royal Bank of Scotland
It would be sensible to have your start your search soon rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with Royal Bank of Scotland , ask your prospective lawyers check they are on the Royal Bank of Scotland conveyancing panel otherwise they can't do the mortgage legal work.