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approved by Stafford Railway BS
Ready to buy a new home? Failing to check that a lawyer is on the Stafford Railway BS list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Stafford Railway Building Society Conveyancing Panel? How can my firm be reinstated onto the Stafford Railway Building Society Conveyancing Panel?Find an Approved Solicitor on the Stafford Railway Building Society Conveyancing Panel
Stafford Railway Building Society Conveyancing Panel : Questions and Answers
What is the rationale as to why all property lawyers aren't included on the Stafford Railway Building Society Conveyancing panel?
Mortgage companies point to the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud every year. The removal of law firms off of lender panels started with the rise in mortgage fraud, which prompted a thematic review by the Financial Services Authority in 2011. Its outcome included recommendations for lenders to review their conveyancing panels, which kicked off a major policy change in the sector. It led to banks and building societies purging less reputable firms off their books
can you help? My conveyancer is informing me me that he has to order a Local Authority search as the firm are on the Stafford Railway Building Society conveyancing panel. Is this really necessary?
You have limited options available to you. Given that you are taking out a loan with Stafford Railway Building Society your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Stafford Railway Building Society’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Stafford Railway Building Society. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
How do I find a local solicitor on the Stafford Railway Building Society conveyancing panel? I have a car and am prepared to travel up to 20 miles to meet the solicitor.
You can use the find a conveyancing panel tool on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Stafford Railway Building Society solicitor panel.
I would like to get my ex-husband removed the mortgage deeds. Can Stafford Railway Building Society really insist on which solicitor I can or can not use?
You can use any solicitor you like but Stafford Railway Building Society then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Stafford Railway Building Society solicitors panel
Hi, thinking about buying a house off my mate. Assuming we can agree a figure, what’s the best way to move forward? I plan to obtain a mortgage with Stafford Railway Building Society. Is there anyway to cut out the solicitors to save us both money? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with Stafford Railway Building Society involved you will need to appoint a solicitor on the Stafford Railway Building Society conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Stafford Railway Building Society. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Stafford Railway Building Society conveyancing panel.
For 5 years I had a mortgage with Stafford Railway Building Society. My uncle has just retired and wants to pay off my mortgage. After Stafford Railway Building Society is paid, I want to transfer the property to my mother's name; How long does the process take? Do we need two separate solicitors on the Stafford Railway Building Society conveyancing panel? I do not intend to live at the property once the Stafford Railway Building Society mortgage is discharged.
Although you do need to retain the services of a lawyer they dont
need to be on the Stafford Railway Building Society panel.
You will need a solicitor to draw up the transfer and
to deal with the Land Registry formalities. The only thing you need to
consider is that by selling at an undervalue so ask your lawyer about
the implications. There could be an inheritance tax issue if you die
within 7 years of this. There's no capital gains tax for you as it is
your main residence.
I am selling my house. I had a double glazing fitted in month 8 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Stafford Railway Building Society are being problematic. The solicitor who is on the Stafford Railway Building Society conveyancing panel is recommending indemnity insurance as a solution but Stafford Railway Building Society are insisting on a building regulation certificate. Why do Stafford Railway Building Society have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Stafford Railway Building Society have referred the matter to their valuer. The reason why Stafford Railway Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.