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approved by Chorley & District BS
Ready to buy a new home? Failing to check that a lawyer is on the Chorley & District BS list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the The Chorley & District Building Society Conveyancing Panel? How can my firm be reinstated onto the The Chorley & District Building Society Conveyancing Panel?Find an Approved Solicitor on the The Chorley & District Building Society Conveyancing Panel
Frequently asked questions relating to the The Chorley & District Building Society Conveyancing Panel
For what reasons would a firm of solicitors be removed from the The Chorley & District Building Society approved conveyancing panel?
According to a recent survey report by the solicitors regulator three quarters of law firms had been excluded from a lender panel. The top reasons in order are :
- lack of transactions
- the lawyer is a sole practitioner
- as part of the HSBC panel reduction
- regulatory contact by SRA
- accidental removal. We are not aware of the specific or common criteria for removal by The Chorley & District Building Society
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company The Chorley & District Building Society will not agree to this. Why was The Chorley & District Building Society even consulted?
Your lawyer being on the The Chorley & District Building Society conveyancing panel is duty bound to inform The Chorley & District Building Society of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to The Chorley & District Building Society then they would have to discontinue acting for you and The Chorley & District Building Society.
I need to find a The Chorley & District Building Society panel solicitor in Inverness. Can you assist?
It is not clear why you need a The Chorley & District Building Society panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to The Chorley & District Building Society to find out which solicitors in The Chorley & District Building Society are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
We're in Wales, FTBs buying with a mortgage (lender is The Chorley & District Building Society , but our lawyer is on the The Chorley & District Building Society conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the The Chorley & District Building Society conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Last month we had a mortgage agreed in principle with The Chorley & District Building Society. Solicitors have been chosen? What is the average time that one could expect to receive a mortgage offer from The Chorley & District Building Society?
There is no definitive answer here. Have The Chorley & District Building Society completed the valuation? Have you advised The Chorley & District Building Society as your lawyers details and checked that your lawyer is on the The Chorley & District Building Society conveyancing panel? It is not unusual for a mortgage offer to take a month to come through
It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date . I have called The Chorley & District Building Society on various occasions and told it wasn't a problem and they would lend. My solicitor - who is on the The Chorley & District Building Society conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. Who do I believe?
As long as the conveyancer is on the The Chorley & District Building Society panel she or he must comply with the CML Handbook requirements for The Chorley & District Building Society. Unless your lawyer obtains specific confirmation in writing that The Chorley & District Building Society will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask The Chorley & District Building Society to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.
My ex -wife’s name is on the The Chorley & District Building Society mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the The Chorley & District Building Society mortgage in order to sell?
In terms of the The Chorley & District Building Society mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of The Chorley & District Building Society in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.