Find an Approved Solicitor on the Tipton Coseley Building Society
Conveyancing Panel
Examples of recent questions relating to the Tipton Coseley Building Society Conveyancing Panel
My husband and I are buying a 1 bedroom flat in Hackney with a mortgage from Tipton Coseley Building Society. We would like to retain our lawyer but Tipton Coseley Building Society says she’s not on their "panel". We have to appoint one of the Tipton Coseley Building Society panel firms or keep our solicitor and pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Tipton Coseley Building Society conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Tipton Coseley Building Society
My son is buying a house that has just been built with a mortgage from Tipton Coseley Building Society. His solicitor has advised him of a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The form is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Tipton Coseley Building Society conveyancing panel as a standard part of the process, and to the surveyor when requested.
The Developer will be required to start the process by downloading the form and completing it.
The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Tipton Coseley Building Society conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
What tools are available to search for a local solicitor on the Tipton Coseley Building Society conveyancing panel? I have a car and am prepared to travel up to 25 miles to meet the solicitor.
Feel free to make use of the find a conveyancing panel tool on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Tipton Coseley Building Society solicitor panel.
My grandmother passed away 10 months ago and as sole heir and executor was left the house. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Tipton Coseley Building Society , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then Tipton Coseley Building Society will insist on your using a conveyancer on the Tipton Coseley Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Tipton Coseley Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Tipton Coseley Building Society mortgage is registered as a charge at the Land Registry.
Is it the case that all solicitors on the Tipton Coseley Building Society conveyancing panel regulated by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Tipton Coseley Building Society conveyancing panel they would need to be regulated by the SRA. Many lenders do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers (CLC).
We expect to receive a DIP from Tipton Coseley Building Society this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the Tipton Coseley Building Society recommend a solicitor on the Tipton Coseley Building Society conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the Tipton Coseley Building Society conveyancing panel. The solicitor represents both you and the Tipton Coseley Building Society through the process.
On the whole I have been dissatisfied with the level or service received from my lawyer. Is there a Tipton Coseley Building Society conveyancing panel complaints department or do I complain directly to the law firm?
There is little point in complaining directly to Tipton Coseley Building Society. Every solicitor firm and conveyancer must have a complaints procedure. Usually one can find this information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is addressed by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.