Find a Law Firm
approved by TogetherPersonal
Ready to buy a new home? Failing to check that a lawyer is on the TogetherPersonal list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the Together Personal Finance Limited Conveyancing Panel? How can my firm be reinstated onto the Together Personal Finance Limited Conveyancing Panel?Find an Approved Solicitor on the Together Personal Finance Limited Conveyancing Panel
Together Personal Finance Conveyancing Panel Recently Asked Questions
I instructed a firm of solicitors to conduct the legal paperwork on my purchase 5 weeks ago having applied for a mortgage with Together Personal Finance. The law firm confirmed to me that they are on Together Personal Finance conveyancing panel and advised me their panel reference. Together Personal Finance then called me to say that their panel number was dormant and would need to be reactivated. What do I do from here? Should I appoint a new solicitor currently on the conveyancing panel for Together Personal Finance?
The answer depends on whether you still have confidence in the said solicitors and how long it will take for the firm to be reinstated on the Together Personal Finance conveyancing panel You may wish to enlist the help of your broker to check with the Together Personal Finance as to the time frame to get your lawyer reinstated on the panel once again.
Our solicitor has requested from me proof of ID documents asserting that this is part of his requirements as a solicitor on the Together Personal Finance Solicitor panel. Can this be correct?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that Together Personal Finance also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with Together Personal Finance CML Handbook requirements last updated on Together Personal Finance
I have been looking for competitive conveyancing fees. Can I be confident that all the practices that are identified on your directory are on the Together Personal Finance conveyancing panel?
The law firms listed on our site have advised us that they are on the Together Personal Finance panel and agreed to advise us to take down their listing in the event of removal off of the Together Personal Finance panel. To date we have not been informed by either a bank or a member of the public that the data about a specific firm being on the Together Personal Finance conveyancing panel is not accurate.
I was scheduled to complete on my dream home yesterday. My lawyer’s firm is on the Together Personal Finance conveyancing panel but has moved offices in the past couple of months and had not informed Together Personal Finance of their new address. Together Personal Finance is now refusing to release my funds as the information from the solicitors isn't correct.
This is a rare situation indeed. Most lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Together Personal Finance branch or your mortgage broker to see if they can help.
I previously instructed online conveyancers based in Bristol who are on the Together Personal Finance solicitor panel. They have just invoiced me a separate fee of £150 for the legal aspects of the Together Personal Finance mortgage. Is this a supplemental conveyancing fee specified by Together Personal Finance?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Together Personal Finance but by your lawyers. Some firms on the Together Personal Finance will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
Why might a lender such as Together Personal Finance withdraw a mortgage offer?
Banks and Building Societies such as Together Personal Finance can revoke their mortgage offer although this rarely happens. If Together Personal Finance withdraw their offer they may or may not inform you or the lawyer as to their reasoning. There are various possible reasons but here are 5 examples:
- If the borrower informs Together Personal Finance of a change in security address
- Amendments if purchase price adjusted and the loan to value limits exceeded by this. Please note that Together Personal Finance conveyancing panel solicitors would be obliged to notify Together Personal Finance of a change in the price of the property.
- Where the purchase price and borrowers direct contribution differ to details on the mortgage application form completed by the borrower
- Where the lender has to take account a recent change in law
- If the lender reasonably believe that the applicant, borrower, mortgagor or guarantor is insolvent or is about to become insolvent or has or will have a petition presented or if any one or all enter into any arrangement with their creditors generally or if any one or all should suffer a material change in their financial circumstances
I have agreed a price on a house I spoke to a conveyancer previously used by my brother and he suggested using a law firm approved by Together Personal Finance. The estate agent recommended two local firms so I asked Together Personal Finance if the 2 suggested solicitors are approved, which they are not. Together Personal Finance pointed out that either firm can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of Together Personal Finance 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Ask Together Personal Finance for conveyancing panel firms in your area. Most banks have lawyers on their panel throughout the UK. You can also use our search tool at the top of this page to search for a lawyer on the Together Personal Finance conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Together Personal Finance conveyancing panel as it may only take about 2-3 weeks. As long as they meet Together Personal Finance’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.