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approved by West Bromwich Mtg Co
Ready to buy a new home? Failing to check that a lawyer is on the West Bromwich Mtg Co list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the West Bromwich Mortgage Company Conveyancing Panel? How can my firm be reinstated onto the West Bromwich Mortgage Company Conveyancing Panel?Find an Approved Solicitor on the West Bromwich Mortgage Company Conveyancing Panel
Q and A’s regarding the West Bromwich Mortgage Company Conveyancing Panel
I was advised recently by my IFA that my property lawyer is not on the West Bromwich Mortgage Company Solicitor panel. How can I be sure that this is correct?
The first thing you need to do is to contact your conveyancer. You lawyer should advise you of the situation. If they are not on the panel they may recommend you to a firm that is on the the approved West Bromwich Mortgage Company solicitor panel.
Can you help?. For no fault of my lawyer but, the conveyancing for my house purchase has been going on for months. The Local Authority Search from West Bromwich Mortgage Company was dated random date and we have agreed a date for me to move into the property on 6. My solicitor informs me that as she is on the West Bromwich Mortgage Company conveyancing panel she needs to reorder the searches as they are now out of date.
A precondition to being on the West Bromwich Mortgage Company approved panel is to comply with the CML Handbook Part 2 obligations (last updated for this lender on West Bromwich Mortgage Company)which states that a local authority search be not more than 6 months old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to West Bromwich Mortgage Company.
Are there any apps to help search for a local solicitor on the West Bromwich Mortgage Company conveyancing panel? I have a car and am prepared to travel up to 10 kilometers to meet the conveyancer.
You can use the find a conveyancing panel tool on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the West Bromwich Mortgage Company solicitor panel.
I am considering applying for a West Bromwich Mortgage Company mortgage for purchase of a new build (under development) with 60% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for West Bromwich Mortgage Company?
There is nothing to stop you using your solicitor but West Bromwich Mortgage Company will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
I am currently in the process of buying my council flat. I have a mortgage agreed with West Bromwich Mortgage Company. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with West Bromwich Mortgage Company you will need to appoint a solicitor on the West Bromwich Mortgage Company conveyancing panel.
I have a mortgage with West Bromwich Mortgage Company. Conveyancing has been completed a year ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform West Bromwich Mortgage Company?
West Bromwich Mortgage Company must be informed of your intention before renting your property as this is likely to be a breach of West Bromwich Mortgage Company’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact West Bromwich Mortgage Company directly. It should not be necessary to do this via a West Bromwich Mortgage Company conveyancing panel firm.
After much negotiation I have agreed a price on an apartment. My mortgage broker recommended their conveyancers I paid an upfront payment of 150. Soon after the conveyancers contacted me to say that they were not on the West Bromwich Mortgage Company conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the West Bromwich Mortgage Company panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.