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approved by West Bromwich Mtg Co
Ready to buy a new home? Failing to check that a lawyer is on the West Bromwich Mtg Co list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the West Bromwich Mortgage Company Conveyancing Panel? How can my firm be reinstated onto the West Bromwich Mortgage Company Conveyancing Panel?Find an Approved Solicitor on the West Bromwich Mortgage Company Conveyancing Panel
Common questions asked concerning the West Bromwich Mortgage Company Conveyancing Panel
The solicitor my husband and I had intended to instruct on a remortgage said she would charge more if my mortgage is with West Bromwich Mortgage Company because of their unusual legal requirements. Will I regret using West Bromwich Mortgage Company? Any comments will be appreciated
West Bromwich Mortgage Company conveyancing requirements for their panel are no better or no more complicated than most lenders.
It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender.
It is not clear if your lawyer is on the West Bromwich Mortgage Company conveyancing panel. If they are not, this does add further risk of delay as West Bromwich Mortgage Company will appoint their own solicitors to look after their interest.
Can you clarify something for me?. My lawyer is not to blame but, the conveyancing for my house purchase has been going on for months. The Local Authority Search from West Bromwich Mortgage Company was date stamped random date and we have agreed a date for me to move into the property on 10 days inc Day of week eg. Mon. My solicitor says that as she is on the West Bromwich Mortgage Company conveyancing panel she needs to redo the searches as they are no longer acceptable to the lender.
A precondition to being on the West Bromwich Mortgage Company approved panel is to comply with the CML Handbook requirements (last updated for this lender on West Bromwich Mortgage Company)which specifies that a local authority search be not more than 6 months old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to West Bromwich Mortgage Company.
What tools are available to find a local solicitor on the West Bromwich Mortgage Company conveyancing panel? I have a car and am prepared to travel up to 20 kilometers to meet the solicitor.
Feel free to make use of the find a conveyancing panel tool on this website. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the West Bromwich Mortgage Company solicitor panel.
Please explain the implications if my lawyer’s firm is expelled from the West Bromwich Mortgage Company Solicitor panel in advance of completion?
First, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have ti instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by the regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
How can we tell if a solicitor on the West Bromwich Mortgage Company panel is any good?
obtaining recommendations is a sensible starting point. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor conducting your transaction
We are getting a further advance on our mortgage from West Bromwich Mortgage Company as we wish to carry out a loft conversion to our home. Do we need to appoint a solicitor on the West Bromwich Mortgage Company conveyancing panel to deal with the paperwork?
West Bromwich Mortgage Company do not ordinarily instruct firms on their conveyancing panel to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the West Bromwich Mortgage Company panel
We were going to get a DIP from West Bromwich Mortgage Company this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the West Bromwich Mortgage Company recommend a solicitor on the West Bromwich Mortgage Company conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the West Bromwich Mortgage Company conveyancing panel. The solicitor represents both you and the West Bromwich Mortgage Company through the process.