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FAQs : The Yorkshire Building Society Conveyancing Panel
How easy is it to change a solicitor as I need to find one who is on the Yorkshire Building Society conveyancing panel. How easy is it to change conveyancer?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
I am purchasing a newly built apartment and my lawyer is informing me that she has to disclose incentives from the developer as her firm is on the Yorkshire Building Society conveyancing panel. The Estate Agents are hassling me to exchange contracts and I would rather not delay matters. is my lawyer taking the correct approach?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the Yorkshire Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on Yorkshire Building Society). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Do all the licensed conveyancers and solicitor practices listed on your search have online case tracking as I understood that this was a condition of being on the Yorkshire Building Society solicitor panel?
No. There is no CML Part 2 or Building Society Association requirement relating to online case tracking. Some law firms operate such technology and some don't.
I am remortgaging my home does my lawyer have to be on the Yorkshire Building Society Solicitor panel?
There is nothing to stop you using your solicitor but Yorkshire Building Society will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
When it comes to lenders such as Yorkshire Building Society do solicitors have to be pay a fee to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
We were going to get a DIP from Yorkshire Building Society this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the Yorkshire Building Society recommend a solicitor on the Yorkshire Building Society conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the Yorkshire Building Society conveyancing panel. The solicitor represents both you and the Yorkshire Building Society through the process.
I have today made my last payment due on mortgage with Yorkshire Building Society. I assume I don't need a solicitor on the Yorkshire Building Society panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Yorkshire Building Society mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire Building Society mortgage from the register. Yorkshire Building Society,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the Yorkshire Building Society has sent the Land Registry the discharge electronically, and
the Yorkshire Building Society has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Yorkshire Building Society mortgage has been paid off.