We are a couple about to sign contracts for a leasehold flat in Abercynon. We have hit a problem. Our loan offer with Virgin Money expires on 3/3/2025 but the owners are putting forward a completion date of 5/3/2025. Is it possible to prolong the loan expiry date?

The best person to deal with your concern is your lawyer who is in a position to determine if he or she is better off negotiating with the lender, seller’s solicitors, selling agents or indeed all parties taking into account the history of your conveyancing to date.

four months have gone by following my purchase conveyancing in Abercynon concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Abercynon. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Abercynon

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

Should I be wary about 3rd parties that I am dealing with are encouraging me to use a national conveyancing firm rather than a local Abercynon conveyancing company?

As is the case with many professional services, often suggestions from family and friends can be most helpful. But there are numerous people with a vested interest in a conveyancing matter; estate agents, mortgage brokers and banks may put forward solicitors to choose. Sometimes these lawyers might be known to one of the organisations as experts in their field, but occasionally there might be a commercial relationship behind the endorsement. You are at liberty to choose your own lawyer. You need to be aware that the majority of lenders specify a panel list of conveyancers you have to use for the lender aspect of your conveyancing.

I require the services of a mortgage company panel solicitor in Abercynon. Can you assist?

Unfortunately it’s not apparent why you need a Abercynon panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the mortgage company to find out which solicitors in Abercynon are on their panel . If you do find such a firm in Abercynon not listed please direct them to our site to list. After all the cost is only one £1 a month