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Find a Aberdovey Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Aberdovey? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Aberdovey home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Aberdovey conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Aberdovey

My fiance and I are purchasing a purpose built flat in Aberdovey with a mortgage from Lloyds TSB Bank.We would like to retain our Aberdovey conveyancing lawyer but Lloyds TSB Bank says he's not on their approved list of member firms. It seems we have little choice but to instruct a Lloyds TSB Bank panel firm or keep our high street solicitor and fork out for a Lloyds TSB Bank panel lawyer to represent them. We feel as though this is unjust; Can we not simply insist that Lloyds TSB Bank use our lawyer?

No, not really. The loan offered to you contains various provisions, one of which will be that solicitors must be on the Lloyds TSB Bank approved list. in the past, most mortgage companies had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Lloyds TSB Bank

I understand that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a property in Aberdovey? or Apparently there is a law dating back centuries that could mean that owners of property living in a parish church boundary may be liable to contribute towards repairs to the chancel within the church. Is this suitable for conveyancing in Aberdovey?

Unless a prior acquisition of the house completed after 12 October 2013 you could assume that lawyers conducting conveyancing in Aberdovey to continue to advocate a chancel search and or chancel repair liability insurance.

Are there restrictive covenants that are commonly identified as part of conveyancing in Aberdovey?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Aberdovey. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a straight forward, no chain conveyancing. Aberdovey is where the house is located. Is there any advice you can impart?

Flying freeholds in Aberdovey are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Aberdovey you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Aberdovey may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

My company is planning to lease a unit on a shopping parade. Can you recommend conveyancers offering competitive charges for non-domestic conveyancing in Aberdovey for below £2000?

We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Aberdovey, including the disposal and purchase of businesses as well as simply premises. If you are intending to purchase or dispose of a shop, pub, restaurant, office, retail premises or a whole business we will find you the right lawyer. As for the fees this will depend on the structure and nuances of the deal. Please provide us with your details or email us so that we can supply you with comprehensive commercial conveyancing calculation.

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Find out more about how flying freehold can affect your the value of a property.