Am I correct in assuming that the fact that my solicitor in Addington is not on my lender's conveyancing panel that there is a problem with the standard of the firm’s work?
That is more than likely an incorrect assumption to make. There are all sorts of perfectly plausible explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Addington conveyancing practice and ask them why they are no longer on the approved list for your mortgage company.
I am buying a semi-detached house in Addington. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Addington you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Addington.
I know that there are debates on Chancel Insurance on online forums. Do I need this when purchasing a residence in Addington? or Apparently there is a law dating back centuries that could mean that homeowners residing in a parish church boundary may be liable to pay for maintenance towards the chancel in proximity to the church. Is this applicable for conveyancing in Addington?
Unless a prior acquisition of the property took place post 12 October 2013 you could take it that solicitors carrying out conveyancing in Addington to remain recommending a chancel search and or insurance against a claim.
I have a renovated Edwardian property in Addington. Conveyancing solicitor acted for me and Barclays . I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold with the matching property. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Addington and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with the conveyancing solicitor who conducted the purchase.
I am looking to sell my home. My past solicitors have shut. I am in need of a recommendation of a conveyancing firm. I happen to live in Addington if that makes things easier.
You should use our search tool to help you find a solicitor for your conveyancing in Addington. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.