What does a local search inform me regarding the house I am buying in Aldermanbury?
Aldermanbury conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search company for instance Xpress Legal The local search is essential in every Aldermanbury conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your property. The search will reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.
Me and my brother own a renovated Georgian property in Aldermanbury. Conveyancing lawyer represented me and Leeds Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Aldermanbury and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing solicitor who conducted the work.
I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what was supposed to be a quick, no chain conveyancing. Aldermanbury is the location of the property. Can you offer any assistance?
Flying freeholds in Aldermanbury are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Aldermanbury you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Aldermanbury may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Is it possible to change conveyancer as I have to select one who is on the HSBC Bank conveyancing panel. I hired a family conveyancing solicitor in Aldermanbury five minutes from me but she is not approved by HSBC Bank
It would be our pleasure to help you select a conveyancing solicitor in Aldermanbury on the HSBC Bank panel. Please note that the solicitors that we work with do not pay us fee if you instruct them and are regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Aldermanbury. In making use of search facility on this site, you can scrutinise charges for conveyancing solicitors in Aldermanbury and throughout England and Wales.
Finally our conveyancing in Aldermanbury is set to complete on Friday, but the couple I am buying from wishes to vacate 24 hours later at PM. Do I accept such a plan?
It is not possible to complete on a Saturday because the bank systems are not operating.