My husband and I are approaching an exchange on a flat in Alfreton and my parents have transferred the exchange deposit to my lawyer. I am now informed that as the deposit has been received from someone other than me my lawyer needs to disclose this to my mortgage company. Apparently, in also acting for the lender he must advise them that the balance of the purchase price is coming from anyone other than me. I disclosed to the bank regarding my parents' contribution when I applied for the mortgage, so is it really appropriate for him to raise this?

Your conveyancing practitioner is legally required to clarify with the bank to make sure that they are aware that the balance of the purchase price is not from your own resources. The solicitor can only notify this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.

We hope to to purchase with Loughborough BS. We have called around locally but am struggling to find a Alfreton conveyancing firm on the Loughborough BS panel. Could you assist?

Please do make use of the search tool on this site. Please choose the building society and type Alfreton or your preferred area and you will discover numerous conveyancers located in Alfreton or by proximity to you.

This question may be naive but I am new to the home buying as FTB of a ground floor flat in Alfreton. Do I pick up the keys to the property on completion from my conveyancer? If this is the case, I will find a local conveyancing solicitor in Alfreton?

There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the completion advance to the seller's solicitors, and once they have received this, you should be called to collect the keys from the selling Agents and move into your new home. Usually this occurs early afternoon.

I am buying a detached bungalow in Alfreton. We would like to an extension at the rear at the house.Will the conveyancing process include checks to determine if these alterations are allowed?

Your solicitor will review the registered title as conveyancing in Alfreton will sometimes identify restrictions in the title documents which restrict categories of changes or need the permission of a 3rd party. Many additions need local authority planning consent and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be sensible to check these issues with a surveyor before you commit yourself to a purchase.

I can not work out if my lender requires a lease extension. I have called into my local Alfreton building society branch on a couple of occasions and was reassured it wasn't a problem and they will lend. My Alfreton conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they will not lend in accordance with their published requirements. I have no idea who is right.

Provided that the lawyer is on the mortgage company panel, they must comply with the CML Handbook requirements for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I have justfound out that Arc property Solicitors have closed. They carried out my conveyancing in Alfreton for a purchase of a freehold house 18 months ago. How can I check that my home is not still registered in the name of the former proprietor?

The easiest way to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Alfreton conveyancing specialists.

There are only Fifty years left on my lease in Alfreton. I now want to get lease extension but my freeholder is absent. What options are available to me?

If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be extended by the magistrate. You will be obliged to prove that you have done all that could be expected to find the freeholder. In some cases an enquiry agent would be helpful to conduct investigations and to produce an expert document which can be accepted by the court as evidence that the landlord can not be located. It is advisable to get professional help from a conveyancer in relation to proving the landlord’s disappearance and the application to the County Court covering Alfreton.

I inherited a 2 bed flat in Alfreton, conveyancing was carried out in 2006. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable flats in Alfreton with a long lease are worth £176,000. The average or mid-range amount of ground rent is £50 invoiced every year. The lease runs out on 21st October 2105

You have 80 years remaining on your lease the likely cost is going to span between £7,600 and £8,800 plus costs.

The figure above a general guide to costs for extending a lease, but we cannot give you the actual costs without more comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Please do not take any other action based on this information before seeking the advice of a professional.