In what way does my ID and proof of funds have anything to do with my conveyancing in Allenton? Is this really necessary?

Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to check the ID of the person or body they are dealing with prior to agreeing to accepting their conveyancing instruction. The Terms of Engagement that you need to sign should reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Where you are unwilling to supply ID verification documents, your conveyancer would not be able to accept instructions from you.

I have a 4 bedroom Edwardian house in Allenton. Conveyancing lawyer represented me and Skipton Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?

You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Allenton and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with your conveyancing lawyer who conducted the conveyancing.

I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what should have been a quick, chain free conveyancing. Allenton is the location of the property. Can you offer any assistance?

Flying freeholds in Allenton are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Allenton you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Allenton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I was recommended by a number of property agents in Allenton to choose a conveyancer using your seach tool. Is there a financial advantage for Estate Agents to recommend your services ahead of a competitor’s?

We refuse to make any commission for sending work our way. We found it would be just too difficult a fee because home movers will think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.

Do I need to pop into the offices of the lender conveyancing panel solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Allenton as it will be easier to attend their offices if required.

Most conveyancing panel lawyers for the mortgage company undertake conveyancing via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Allenton. it would nevertheless be wise to check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.