I instructed a high street solicitor for my conveyancing in Borrowash yesterday. After carefully reading the fine print I seewe are on the hook for costs even if our purchase aborts. Should I go with them or select an on-line conveyancing company offering no-sale-no-fee conveyancing in Borrowash?

It is usually a trade off in that if "No Sale No Fee" is advertised then the fee levels will tend to be be higher to counteract the transactions that do not go ahead. You should be mindful that these offerings generally do not cover disbursements e.g. Borrowash conveyancing search fees.

I am helping my mother sell her flat in Borrowash. Will the solicitor arrange the energy assessment or should I organise this?

Following the demise of Home Packs, EPC’s was maintained a compulsory part of moving property. An energy assessment needs to be commissioned prior to the property being marketed. This is not something that conveyancers ordinarily arrange. If you are instructing a Borrowash conveyancing practitioner they may help arrange energy assessments given their relationships with reputable Borrowash energy assessors

This question may be naive but I am unexperienced as a first time buyer of a garden flat in Borrowash. Do I receive the keys to the premises on the completion date from my lawyer? If this is the case, I will instruct a High Street conveyancing solicitor in Borrowash?

There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the completion advance to the seller's conveyancers, and shortly after the monies have arrived, you should be invited to receive the keys from the property Agents and start moving into the property. Usually this happens between 1 and 3pm.

Is it the case that all Borrowash conveyancing solicitors on the Lloyds conveyancing panel are regulated by the SRA?

As a firm of solicitors, in order to be on the Lloyds approved list of solicitors they would need to be overseen by the SRA. The majority of mortgage companies do list licenced conveyancers on their panel and in that case the organisation would be regulated by the Council of Licensed Conveyancers.

My wife and I purchased a 4 bedroom Victorian property in Borrowash. Conveyancing lawyer acted for me and Britannia. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold under the matching address. Is it worth asking Britannia to clarify?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Borrowash and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing lawyer who conducted the conveyancing.

I am using a search engine for the phrase conveyancing in Borrowash it brings up many solicitorsin the area. How do I determine which is the right solicitor for the sale of my house?

The best way of choosing a suitable conveyancer is via trusted recommendation, so ask friends and those you trust who have purchased a property in Borrowash or a local estate agent or financial adviser. Costs for conveyancing in Borrowash vary, so it's a good idea to request a minimum of three costs illustrations from different solicitors. Make sure that you know that the fees are fixed.

My husband and I have had DIP from Santander who have advised we could borrow up to £117k. When do we need to appoint a practitioner for conveyancing? Borrowash is where we are .

You can instruct a solicitor now requesting that they generate a file for you. This will trigger: 1) the selling agent to issue a Sales Memorandum to the relevant parties 2) the seller’s property lawyer to submit the draft agreement. That being said, do not instruct your property lawyer to order searches until you receive your valuation report from Santander and you are willing to move forward.