Can I use your services to recommend a Conveyancing solicitor in Alston even where I’m not buying or disposing of a house, for example if I wish to acquire a shop in Alston with a mortgage from Accord Mortgages Ltd?
Our comparison service is predominantly there to select domestic conveyancing solicitors in Alston but we have set out at the bottom of this page a few Alston commercial conveyancing firms. You should make contact with the company directly to check if they are also authorised to represent Accord Mortgages Ltd
3 months have elapsed since my purchase conveyancing in Alston took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm purchasing my first flat in Alston with a mortgage from Platform Home Loans Ltd. The sellers would not budge the price so I negotiated 6k of additionals instead. The estate agent told me not to tell my conveyancer about the side-deal as it will impact my loan with Platform Home Loans Ltd. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a straight forward, no chain conveyancing. Alston is the location of the property. Is there any advice you can give?
Flying freeholds in Alston are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Alston you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Alston may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I need to appoint a conveyancing solicitor for some conveyancing in Alston. I happened to land on a web site which seems to have the perfect solution If it is possible to get all the legals done via email that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?