I have just been advised by my broker that my Haltwhistle property lawyer is not on the lender Conveyancing panel. What can I do to be certain whether this is indeed the case?

The first thing you need to do is to call your Haltwhistle conveyancer. You lawyer should notify you of the situation. If they are not on the panel they may recommend you to a Haltwhistle conveyancing practice that is on the conveyancing panel for your mortgage company.

A friend suggested that if I am buying in Haltwhistle I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is sometimes included in the estimate for your Haltwhistle conveyancing searches. It is a large report of more than thirty pages, listing and detailing significant information about Haltwhistle around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Haltwhistle Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Haltwhistle Education with maps and statistics, Local Amenities and other useful data regarding Haltwhistle.

Just had an offer accepted on a new build apartment in Haltwhistle. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Haltwhistle

Forfeiture - bankruptcy or liquidation must not apply under this provision. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

I need to instruct a conveyancing solicitor for remortgage conveyancing in Haltwhistle. I have discover a web site which looks to be the perfect answer If it is possible to get all this stuff completed via email that would be preferable. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Having had my offer accepted I require leasehold conveyancing in Haltwhistle. Before diving in I would like to find out the unexpired term of the lease.

Assuming the lease is registered - and most are in Haltwhistle - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I am the registered owner of a basement flat in Haltwhistle, conveyancing was carried out 10 years ago. Can you please calculate a probable premium for a statutory lease extension? Equivalent properties in Haltwhistle with an extended lease are worth £216,000. The ground rent is £50 per annum. The lease ends on 21st October 2093

You have 68 years remaining on your lease we estimate the premium for your lease extension to span between £9,500 and £11,000 as well as legals.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure without more detailed due diligence. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you move forward based on this information without first getting professional advice.