Completed the sale of my flat in Axbridge last March but my buyer keeps Skype messaging every few hours complaining that his solicitor needs to hear from myconveyancer. What are the post completion sale formalities following completion?
Post completion of your disposal your lawyer is committed to forward the transfer deeds and all of the paperwork to the purchaser's solicitors. If applicable, your lawyer should also confirm that the mortgage has been discharged to the purchasers lawyers. There is unlikely to be post completion tasks unique to conveyancing in Axbridge.
I am purchasing a terraced house in Axbridge. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Axbridge you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Axbridge.
Are all Axbridge Conveyancing Quality Solicitors on the Skipton conveyancing panel?
Some major lenders now make use of the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of conveyancing solicitors.
We were going to get a OIP from Coventry BS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Coventry BS recommend any Axbridge solicitors on the Coventry BS conveyancing panel, or is it better to go independently?
You will need to appoint Axbridge solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.
My offer on a detached house in Axbridge has been accepted, the vendors do however have a connected purchase. The sellers have offered on somewhere, however it’s not yet agreed to, and are looking at other apartments in the pipeline. I have selected a high street conveyancing solicitor in Axbridge. What do I do now? When do I get the mortgage application with Co-operative going?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of one thousand pounds, then survey, Axbridge conveyancing search costs, etc). First, you should check that your solicitor is on the Co-operative approved list. As to the next phase this very much dictated by the specifics of your case, attraction to the property and on the state of the market. During a rising market many purchasers would apply for a home loan with Co-operative and arrange for the valuation and only if it comes back ok would they ask their conveyancing practitioner to proceed with searches.
I am buying a house and the lawyer has referenced Chancel Repair for which the property could be obligated to pay given it’s proximity to the area of such a church. She has recommended insurance. Is this really required for conveyancing in Axbridge
Unless a previous purchase of the premises took place post 12 October 2013 you could expect solicitors conducting conveyancing in Axbridge to remain encouraging a chancel search and or chancel repair liability insurance.
I was advised by a few property agents in Axbridge to find a solicitor on your site. What’s the financial incentive for Estate Agents to offer your services over and above a competitor’s?
We refuse to give any referral fee for sending work our way. We thought it would be too underhand to pay a commission as members of the public would think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.